UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: December 31, 2007 Check here if Amendment [ ]; Amendment Number: ___ This Amendment (Check only one.): [ ] is a restatement [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Macatawa Bank Address: 10753 Macatawa Drive Holland, MI 49424 Form 13F File Number: ___________________ The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of the Reporting Manager: Name: Nadine Terpstra Title: Vice President-Trust Operations Manager Phone: 616-820-1444 Signature, Place, and Date of Signing: /s/ Nadine Terpstra Holland, MI 03/20/08 [Signature] [City, State] [Date] Nadine Terpstra Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: [If there are no entries in this list, omit this section.] None. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 709 Form 13F Information Table Value Total: $321,027 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] Macatawa Bank Corporation FORM 13F December 31, 2007 Voting Authority ---------------- Title of Value Shares/ Sh/ Put/ Invstmt Other Name of Issuer class CUSIP (x$1000) Prn Amt Prn Call Dscretn Managers Sole Shared None - ----------------------------- --------- ----- -------- ------- --- --- ------- -------- ---- ------ ---- AT & T INC COM 00206R102 3729 89726 SOLE 53546 SOLE 36180 AT & T INC COM 00206R102 63 1522 SH OTHER 997 OTHER 525 AT & T INC COM 00206R102 32 780 SH DEF/OTH 100 DEF/OTH 680 ABBOTT LABORATORIES COM 2824100 222 3945 SH SOLE 2420 SOLE 1525 ABBOTT LABORATORIES COM 2824100 28 500 SH OTHER 500 ABBOTT LABORATORIES COM 2824100 17 300 SH DEF/OTH 300 ACTIVISION INC COM 4930202 646 21762 SH SOLE 20582 SOLE 1180 ACTIVISION INC COM 4930202 34 1133 SH OTHER 1133 ADOBE SYS INC COM COM 00724F101 3125 73149 SOLE 50175 SOLE 22974 ADOBE SYS INC COM COM 00724F101 64 1490 SH OTHER 1490 ADOBE SYS INC COM COM 00724F101 19 450 SH DEF/OTH 450 AFFILIATED MANAGERS GROUP INC COM 8252108 958 8160 SH SOLE 7710 SOLE 450 AFFILIATED MANAGERS GROUP INC COM 8252108 45 385 SH OTHER 385 AIR PRODUCTS AND CHEMICALS INC COM 9158106 43 440 SH SOLE 440 AIR PRODUCTS AND CHEMICALS INC COM 9158106 178 1800 SH OTHER 1800 AIRGAS INC COM COM 9363102 1786 34275 SH SOLE 33530 SOLE 745 AIRGAS INC COM COM 9363102 73 1398 SH OTHER 1398 AIRGAS INC COM COM 9363102 78 1500 SH DEF/OTH 1500 ALLERGAN INC COM 18490102 1548 24090 SH SOLE 23510 SOLE 580 ALLERGAN INC COM 18490102 87 1350 SH OTHER 1350 ALLIANCE BANKSHARES CORP COM 18535104 250 38275 SH DEFINED 38275 ALLSCRIPTS HEALTHCARE SOLUTIONS COM 01988P108 1937 99735 SOLE 53600 SOLE 46135 ALLSCRIPTS HEALTHCARE SOLUTIONS COM 01988P108 6 300 SH OTHER 300 ALLSTATE CORP COM 20002101 646 12370 SH SOLE 2155 SOLE 10215 ALTRIA GROUP INC COM COM 02209S103 1018 13475 SH SOLE 12943 SOLE 532 ALTRIA GROUP INC COM COM 02209S103 88 1165 SH OTHER 1165 AMERICAN CAPITAL STRATEGIES LTD COM 24937104 63 1900 SH SOLE 1900 AMERICAN CAPITAL STRATEGIES LTD COM 24937104 494 15000 SH DEFINED 15000 AMERICAN INTL GROUP COM 26874107 1157 19848 SH SOLE 9323 SOLE 10525 AMERICAN INTL GROUP COM 26874107 50 850 SH OTHER 515 OTHER 335 AMERICAN INTL GROUP COM 26874107 50 860 SH DEF/OTH 640 DEF/OTH 220 ANADARKO PETROLEUM CORP COM 32511107 964 14678 SH SOLE 1178 SOLE 13500 ANADARKO PETROLEUM CORP COM 32511107 21 320 SH OTHER 320 ANADARKO PETROLEUM CORP COM 32511107 49 745 SH DEF/OTH 400 DEF/OTH 345 APACHE CORP COM 37411105 541 5030 SH SOLE 4790 SOLE 240 APACHE CORP COM 37411105 73 680 SH OTHER 680 APPLE INC COM 37833100 247 1249 SH SOLE 762 SOLE 487 APPLE INC COM 37833100 34 174 SH OTHER 174 ADR ARM HLDS FOR 42068106 239 32265 SH SOLE 30550 SOLE 1715 ADR ARM HLDS FOR 42068106 12 1630 SH OTHER 1630 ATMEL CORPORATION COM 49513104 216 50030 SH SOLE 5340 SOLE 44690 ATMEL CORPORATION COM 49513104 9 2050 SH OTHER 2050 ATMEL CORPORATION COM 49513104 12 2775 SH DEF/OTH 2775 AUTODESK INC COM COM 52769106 2296 46150 SOLE 30049 SOLE 16101 AUTODESK INC COM COM 52769106 25 500 SH OTHER 500 AUTODESK INC COM COM 52769106 55 1100 SH DEF/OTH 500 DEF/OTH 600 AUTOMATIC DATA PROCESSING INC COM 53015103 796 17880 SH SOLE 17880 AUTOMATIC DATA PROCESSING INC COM 53015103 39 875 SH OTHER 875 AUTOMATIC DATA PROCESSING INC COM 53015103 49 1100 SH DEF/OTH 1100 BB&T CORP COM COM 54937107 279 9100 SH SOLE 9100 BB&T CORP COM COM 54937107 49 1600 SH OTHER 1600 BP AMOCO FOR 55622104 1413 19309 SH SOLE 18106 SOLE 1203 BP AMOCO FOR 55622104 80 1100 SH OTHER 1100 BANK OF AMERICA COM 60505104 2721 65951 SOLE 48214 SOLE 17737 BANK OF AMERICA COM 60505104 330 8000 SH DEFINED 8000 BANK OF AMERICA COM 60505104 99 2400 SH OTHER 2400 BANK OF AMERICA COM 60505104 4 100 SH DEF/OTH 100 BANK OF FLORIDA CORP COM 62128103 207 18000 SH DEFINED 18000 THE BANK OF NEW YORK MELLON CORP COM 64058100 1149 23567 SH SOLE 6420 SOLE 17147 THE BANK OF NEW YORK MELLON CORP COM 64058100 40 818 SH OTHER 300 OTHER 518 THE BANK OF NEW YORK MELLON CORP COM 64058100 25 522 SH DEF/OTH 100 DEF/OTH 422 BANKATLANTIC BANCORP INC COM 65908501 107 26000 SH DEFINED 26000 BANNER CORPORATION COM 06652V109 287 10000 SH DEFINED 10000 BARD C R INC COM 67383109 475 5010 SH SOLE 4770 SOLE 240 BARD C R INC COM 67383109 23 240 SH OTHER 240 BARD C R INC COM 67383109 47 500 SH DEF/OTH 500 BARRICK GOLD CORP FOR 67901108 699 16622 SH SOLE 932 SOLE 15690 BARRICK GOLD CORP FOR 67901108 20 480 SH OTHER 480 BERKSHIRE HATHAWAY INC COM 84670207 819 173 SH SOLE 170 SOLE 3 BERKSHIRE HATHAWAY INC COM 84670207 33 7 SH DEF/OTH 7 BEST BUY COM 86516101 798 15160 SH SOLE 1755 SOLE 13405 BEST BUY COM 86516101 21 400 SH OTHER 400 BEST BUY COM 86516101 18 350 SH DEF/OTH 350 BLACKROCK INC COM 09247X101 347 1600 SH DEFINED 1600 BOEING CO COM 97023105 278 3183 SH SOLE 1982 SOLE 1201 BOEING CO COM 97023105 31 358 SH OTHER 358 BRISTOL MYERS SQUIBB CO COM 110122108 375 14134 SH SOLE 14134 BRISTOL MYERS SQUIBB CO COM 110122108 99 3750 SH OTHER 3750 BRISTOL MYERS SQUIBB CO COM 110122108 17 650 SH DEF/OTH 650 CME GROUP INC COM 12572Q105 3 5 SH SOLE 5 CME GROUP INC COM 12572Q105 480 700 SH DEFINED 700 CME GROUP INC COM 12572Q105 27 40 SH DEF/OTH 40 CVS/CAREMARK CORPORATION COM 126650100 598 15036 SH SOLE 13051 SOLE 1985 CVS/CAREMARK CORPORATION COM 126650100 62 1553 SH OTHER 1553 CVS/CAREMARK CORPORATION COM 126650100 40 1000 SH DEF/OTH 1000 CAPITAL ONE FINANCIAL COM 14040H105 236 5000 SH DEFINED 5000 CAPITAL ONE FINANCIAL COM 14040H105 9 200 SH OTHER 200 CARMAX INC COM 143130102 352 17830 SH SOLE 16850 SOLE 980 CARMAX INC COM 143130102 19 940 SH OTHER 940 CASCADE BANCORP INC COM 147154108 6 400 SH SOLE 400 CASCADE BANCORP INC COM 147154108 209 15000 SH DEFINED 15000 CATERPILLAR INC COM 149123101 942 12989 SH SOLE 5109 SOLE 7880 CATERPILLAR INC COM 149123101 127 1745 SH OTHER 1475 OTHER 270 CATERPILLAR INC COM 149123101 63 865 SH DEF/OTH 50 DEF/OTH 815 CEPHEID INC COM 15670R107 402 15258 SH SOLE 1438 SOLE 13820 CHEMED CORP COM 16359R103 201 3595 SH SOLE 30 SOLE 3565 CHESAPEAKE ENERGY CORP COM 165167107 270 6875 SH SOLE 4525 SOLE 2350 CHESAPEAKE ENERGY CORP COM 165167107 13 325 SH DEF/OTH 325 CHEVRON CORPORATION COM 166764100 525 5628 SH SOLE 5628 CISCO SYSTEMS INC COM 17275R102 6113 225834 SOLE 150453 SOLE 75381 CISCO SYSTEMS INC COM 17275R102 110 4050 SH OTHER 4050 CISCO SYSTEMS INC COM 17275R102 62 2300 SH DEF/OTH 2300 CITIGROUP INC COM 172967101 948 32200 SH SOLE 19165 SOLE 13035 CITIGROUP INC COM 172967101 81 2750 SH OTHER 2750 CITIGROUP INC COM 172967101 34 1170 SH DEF/OTH 600 DEF/OTH 570 CITIZENS COMMUNICATIONS CO INC COM 17453B101 157 12350 SH SOLE 12350 CITIZENS COMMUNICATIONS CO INC COM 17453B101 31 2450 SH OTHER 2450 COACH INC COM COM 189754104 1106 36142 SOLE 22067 SOLE 14075 COACH INC COM COM 189754104 6 200 SH OTHER 200 COBIZ INC COM 190897108 297 20000 SH DEFINED 20000 COCA COLA CO COM 191216100 204 3325 SH SOLE 1525 SOLE 1800 COCA COLA CO COM 191216100 33 535 SH OTHER 535 COCA COLA CO COM 191216100 31 510 SH DEF/OTH 510 COCA COLA ENTERPRISES COM 191219104 514 19756 SH SOLE 1061 SOLE 18695 COCA COLA ENTERPRISES COM 191219104 14 525 SH OTHER 525 COGNIZANT TECH SOLUTIONS CORP COM 192446102 3235 95290 SOLE 62140 SOLE 33150 COGNIZANT TECH SOLUTIONS CORP COM 192446102 31 910 SH OTHER 910 COGNIZANT TECH SOLUTIONS CORP COM 192446102 5 150 SH DEF/OTH 150 COLGATE-PALMOLIVE CO COM 194162103 801 10270 SH SOLE 9850 SOLE 420 COLGATE-PALMOLIVE CO COM 194162103 32 415 SH OTHER 415 COMMSCOPE INC COM 203372107 218 4420 SH SOLE 2300 SOLE 2120 CONAGRA FOODS INC COM 205887102 782 32855 SH SOLE 4230 SOLE 28625 CONAGRA FOODS INC COM 205887102 18 775 SH OTHER 775 CONAGRA FOODS INC COM 205887102 24 995 SH DEF/OTH 995 CONOCOPHILLIPS COM 20825C104 797 9023 SH SOLE 7578 SOLE 1445 CONOCOPHILLIPS COM 20825C104 62 700 SH OTHER 700 CONOCOPHILLIPS COM 20825C104 5 60 SH DEF/OTH 60 COOPERATIVE BANKSHARES INC COM 216844100 236 20000 SH DEFINED 20000 CORNING INC COM 219350105 324 13485 SH SOLE 7975 SOLE 5510 CORNING INC COM 219350105 31 1300 SH OTHER 1300 CORNING INC COM 219350105 10 400 SH DEF/OTH 400 CORRECTIONS CORP OF AMERICA COM 22025Y407 464 15730 SH SOLE 14790 SOLE 940 CORRECTIONS CORP OF AMERICA COM 22025Y407 24 820 SH OTHER 820 CRESCENT FINANCIAL CORP COM 225744101 363 38250 SH DEFINED 38250 DANAHER CORP COM 235851102 3080 35105 SOLE 25710 SOLE 9395 DANAHER CORP COM 235851102 47 530 SH OTHER 530 DEARBORN BANCORP INC CAP COM 24242R108 242 31311 SH DEFINED 31311 DELL INC COM 24702R101 224 9123 SH SOLE 598 SOLE 8525 DELL INC COM 24702R101 2 100 SH OTHER 100 DENTSPLY INTL INC COM 249030107 369 8200 SH SOLE 8200 DENTSPLY INTL INC COM 249030107 86 1900 SH OTHER 1900 DEUTSCHE TELEKOM AG FOR 251566105 313 14450 SH SOLE 14450 DEUTSCHE TELEKOM AG FOR 251566105 62 2850 SH OTHER 2850 DOLBY LABORATORIES INC COM 25659T107 215 4325 SH SOLE 4025 SOLE 300 DOLBY LABORATORIES INC COM 25659T107 22 450 SH DEF/OTH 450 DUKE ENERGY CORP COM 26441C105 186 9234 SH SOLE 9234 DUKE ENERGY CORP COM 26441C105 35 1750 SH OTHER 1750 DUKE ENERGY CORP COM 26441C105 6 300 SH DEF/OTH 300 EMC CORP COM 268648102 1987 107250 SH SOLE 99500 SOLE 7750 EMC CORP COM 268648102 69 3710 SH OTHER 3710 EMC CORP COM 268648102 50 2700 SH DEF/OTH 2700 ENI SPA ADR FOR 26874R108 308 4252 SH SOLE 4252 ENI SPA ADR FOR 26874R108 62 850 SH OTHER 850 EBAY INC COM COM 278642103 838 25236 SOLE 14499 SOLE 10737 EBAY INC COM COM 278642103 13 400 SH OTHER 400 ELECTRONIC ARTS INC COM 285512109 449 7690 SH SOLE 7270 SOLE 420 ELECTRONIC ARTS INC COM 285512109 24 410 SH OTHER 410 ENCANA CORP FOR 292505104 405 5960 SH SOLE 5640 SOLE 320 ENCANA CORP FOR 292505104 21 310 SH OTHER 310 ENEL SOCIETA/AZIONI ADR COM 29265W108 289 4900 SH SOLE 4900 ENEL SOCIETA/AZIONI ADR COM 29265W108 59 1000 SH OTHER 1000 ENTERPRISE FINANCIAL SERVICES COM 293712105 405 17000 SH DEFINED 17000 ENERGY CONVERSN DEVICE COM COM 292659109 237 7030 SOLE 7030 EURONET WORLDWIDE INC COM 298736109 1265 42160 SH SOLE 41630 SOLE 530 EURONET WORLDWIDE INC COM 298736109 43 1430 SH OTHER 1430 EURONET WORLDWIDE INC COM 298736109 45 1500 SH DEF/OTH 1500 EXPEDITORS INTL WASH INC COM 302130109 458 10246 SH SOLE 9766 SOLE 480 EXPEDITORS INTL WASH INC COM 302130109 21 460 SH OTHER 460 EXXON MOBIL CORP COM 30231G102 6678 71282 SOLE 53417 SOLE 17865 EXXON MOBIL CORP COM 30231G102 234 2500 SH OTHER 2500 EXXON MOBIL CORP COM 30231G102 19 200 SH DEF/OTH 200 FACTSET RESEARCH SYSTEMS COM 303075105 328 5890 SH SOLE 5150 SOLE 740 FACTSET RESEARCH SYSTEMS COM 303075105 13 240 SH OTHER 240 FACTSET RESEARCH SYSTEMS COM 303075105 7 125 SH DEF/OTH 125 FASTENAL COMPANY COMMON COM 311900104 1202 29735 SH SOLE 24125 SOLE 5610 FASTENAL COMPANY COMMON COM 311900104 20 500 SH OTHER 500 FASTENAL COMPANY COMMON COM 311900104 135 3350 SH DEF/OTH 2650 DEF/OTH 700 FEDEX CORP COM 31428X106 764 8564 SH SOLE 1479 SOLE 7085 FEDEX CORP COM 31428X106 39 435 SH OTHER 250 OTHER 185 FEDEX CORP COM 31428X106 41 455 SH DEF/OTH 455 F5 NETWORKS INC COM 315616102 333 11678 SH SOLE 10878 SOLE 800 F5 NETWORKS INC COM 315616102 20 700 SH OTHER 700 FIFTH THIRD BANCORP COM 316773100 373 14846 SH SOLE 14546 SOLE 300 FIFTH THIRD BANCORP COM 316773100 32 1282 SH OTHER 1282 FIRSTBANK CORP COM 33761G104 36 2621 SH SOLE 2621 FIRSTBANK CORP COM 33761G104 184 13293 SH DEFINED 13293 FISERV INC COM 337738108 5007 90241 SOLE 57299 SOLE 32942 FISERV INC COM 337738108 888 16000 SH DEFINED 16000 FISERV INC COM 337738108 51 925 SH OTHER 925 FISERV INC COM 337738108 67 1200 SH DEF/OTH 1200 GAMESTOP CORP COM 36467W109 443 7135 SH SOLE 6730 SOLE 405 GAMESTOP CORP COM 36467W109 23 370 SH OTHER 370 GATEWAY FINANCIAL HOLDING INC COM 368140109 24 2000 SH SOLE 1000 SOLE 1000 GATEWAY FINANCIAL HOLDING INC COM 368140109 418 35000 SH DEFINED 35000 GENERAL ELECTRIC CO COM 369604103 6769 182585 SOLE 125550 SOLE 57035 GENERAL ELECTRIC CO COM 369604103 269 7260 SH OTHER 6650 OTHER 610 GENERAL ELECTRIC CO COM 369604103 82 2210 SH DEF/OTH 1450 DEF/OTH 760 GENERAL MILLS INC COM 370334104 740 12982 SH SOLE 2272 SOLE 10710 GENERAL MILLS INC COM 370334104 28 485 SH OTHER 200 OTHER 285 GENERAL MILLS INC COM 370334104 22 385 SH DEF/OTH 385 GENTEX CORP COM 371901109 523 29414 SH SOLE 17829 SOLE 11585 GILEAD SCIENCES INC COM 375558103 2011 43712 SH SOLE 40955 SOLE 2757 GILEAD SCIENCES INC COM 375558103 118 2555 SH OTHER 2555 GILEAD SCIENCES INC COM 375558103 92 2000 SH DEF/OTH 2000 GOLDMAN SACHS GROUP INC COM 38141G104 275 1279 SH SOLE 906 SOLE 373 GOLDMAN SACHS GROUP INC COM 38141G104 28 132 SH OTHER 132 GOLDMAN SACHS GROUP INC COM 38141G104 108 500 SH DEF/OTH 230 DEF/OTH 270 GOOGLE INC COM 38259P508 2197 3178 SOLE 1616 SOLE 1562 GOOGLE INC COM 38259P508 49 71 SH OTHER 71 GOOGLE INC COM 38259P508 48 70 SH DEF/OTH 70 HANSEN NATURAL CORP COM 411310105 203 4575 SH SOLE 4300 SOLE 275 HANSEN NATURAL CORP COM 411310105 20 450 SH DEF/OTH 450 HEALTHWAYS INC COM 422245100 851 14570 SH SOLE 13770 SOLE 800 HEALTHWAYS INC COM 422245100 45 770 SH OTHER 770 HEARTLAND PAYMENT SYSTEM INC COM 42235N108 201 7500 SH SOLE 7500 HEARTLAND PAYMENT SYSTEM INC COM 42235N108 335 12500 SH DEFINED 12500 HEWLETT PACKARD CO COM 428236103 1246 24690 SH SOLE 4924 SOLE 19766 HEWLETT PACKARD CO COM 428236103 70 1385 SH OTHER 860 OTHER 525 HEWLETT PACKARD CO COM 428236103 29 580 SH DEF/OTH 580 HUNTINGTON BANCSHARES INC COM 446150104 2199 148950 SH SOLE 148706 SOLE 244 HUNTINGTON BANCSHARES INC COM 446150104 951 64400 SH OTHER 64400 IHS INC COM 451734107 724 11960 SH SOLE 11310 SOLE 650 IHS INC COM 451734107 38 620 SH OTHER 620 INDEPENDENT BANK CORP COM 453838104 39 4060 SH SOLE 4060 INDEPENDENT BANK CORP COM 453838104 219 23042 SH DEFINED 23042 INTEL CORP COM 458140100 301 11292 SH SOLE 4927 SOLE 6365 INTEL CORP COM 458140100 61 2305 SH OTHER 2305 INTEL CORP COM 458140100 16 600 SH DEF/OTH 600 INTERCONTINENTALEXCHANGE INC COM 45865V100 469 2438 SH SOLE 2290 SOLE 148 INTERCONTINENTALEXCHANGE INC COM 45865V100 347 1800 SH DEFINED 1800 INTERCONTINENTALEXCHANGE INC COM 45865V100 25 130 SH OTHER 130 INTERNATIONAL BUSINESS MACHINES COM 459200101 515 4765 SH SOLE 3945 SOLE 820 INTERNATIONAL BUSINESS MACHINES COM 459200101 11 100 SH OTHER 100 INTERNATIONAL BUSINESS MACHINES COM 459200101 20 185 SH DEF/OTH 185 INTERNATIONAL GAME TECHNOLOGY COM 459902102 614 13970 SH SOLE 13210 SOLE 760 INTERNATIONAL GAME TECHNOLOGY COM 459902102 36 830 SH OTHER 830 INTUITIVE SURGICAL INC COM 46120E602 2863 8864 SOLE 4659 SOLE 4205 INTUITIVE SURGICAL INC COM 46120E602 32 100 SH DEF/OTH 100 IRWIN FINL CORP COM 464119106 144 19600 SH DEFINED 19600 ISHARES COM 464287671 644 13000 SH SOLE 13000 MFC ISHARES TR MSCI EAFE COM 464288885 159 2050 SH SOLE 1175 SOLE 875 MFC ISHARES TR MSCI EAFE COM 464288885 47 600 SH DEF/OTH 600 J P MORGAN CHASE & CO COM 46625H100 969 22189 SH SOLE 7109 SOLE 15080 J P MORGAN CHASE & CO COM 46625H100 32 735 SH OTHER 300 OTHER 435 J P MORGAN CHASE & CO COM 46625H100 19 445 SH DEF/OTH 445 JABIL CIRCUIT INC COM 466313103 381 24935 SH SOLE 22765 SOLE 2170 JABIL CIRCUIT INC COM 466313103 32 2080 SH OTHER 2080 JOHNSON & JOHNSON COM 478160104 4946 74150 SOLE 44875 SOLE 29275 JOHNSON & JOHNSON COM 478160104 88 1325 SH OTHER 975 OTHER 350 JOHNSON & JOHNSON COM 478160104 106 1590 SH DEF/OTH 1225 DEF/OTH 365 JOHNSON CONTROLS INC COM 478366107 736 20430 SH SOLE 19590 SOLE 840 JOHNSON CONTROLS INC COM 478366107 29 810 SH OTHER 810 KNIGHT TRANSPORTATION INC COM 499064103 643 43412 SH SOLE 42307 SOLE 1105 KNIGHT TRANSPORTATION INC COM 499064103 34 2327 SH OTHER 2327 KOHLS CORP COM 500255104 652 14245 SH SOLE 5100 SOLE 9145 KOHLS CORP COM 500255104 29 630 SH OTHER 330 OTHER 300 KOHLS CORP COM 500255104 38 835 SH DEF/OTH 600 DEF/OTH 235 LKQ CORP COM COM 501889208 255 12154 SH SOLE 1854 SOLE 10300 LAKELAND FINL CORP COM COM 511656100 84 4000 SH SOLE 1000 SOLE 3000 LAKELAND FINL CORP COM COM 511656100 545 26100 SH DEFINED 26100 ELI LILLY & CO COM 532457108 278 5215 SH SOLE 1900 SOLE 3315 ELI LILLY & CO COM 532457108 96 1800 SH OTHER 1800 LLOYDS TSB GROUP COM 539439109 258 6850 SH SOLE 6850 LLOYDS TSB GROUP COM 539439109 51 1350 SH OTHER 1350 LOWES COS INC COM 548661107 2333 103137 SOLE 67657 SOLE 35480 LOWES COS INC COM 548661107 36 1600 SH OTHER 1600 LOWES COS INC COM 548661107 10 450 SH DEF/OTH 450 MB FINANCIAL INC COM 55264U108 555 18000 SH DEFINED 18000 MEMC ELECTRONIC MATERIALS INC COM 552715104 265 3000 SH SOLE 3000 MACATAWA BANK CORP COM 554225102 15569 1812514 SOLE 950508 SOLE 862006.45 MACATAWA BANK CORP COM 554225102 19 2252 SH OTHER 2252 MARATHON OIL CORP COM 565849106 161 2650 SH SOLE 2550 SOLE 100 MARATHON OIL CORP COM 565849106 49 800 SH OTHER 800 MARSH & MCLENNAN COS INC COM 571748102 593 22396 SH SOLE 1926 SOLE 20470 MARSH & MCLENNAN COS INC COM 571748102 15 575 SH OTHER 575 MARSH & MCLENNAN COS INC COM 571748102 17 630 SH DEF/OTH 630 MARSHALL & ILSLEY CORP COM 571837103 323 12198 SH SOLE 11815 SOLE 383 MARSHALL & ILSLEY CORP COM 571837103 212 8000 SH DEFINED 8000 MCDONALDS CORP COM 580135101 228 3875 SH SOLE 3040 SOLE 835 MCDONALDS CORP COM 580135101 17 285 SH OTHER 285 MEDCO HEALTH SOLUTIONS INC COM 58405U102 137 1352 SH SOLE 300 SOLE 1052 MEDCO HEALTH SOLUTIONS INC COM 58405U102 64 631 SH OTHER 631 MEDTRONIC INC COM 585055106 492 9790 SH SOLE 3530 SOLE 6260 MEDTRONIC INC COM 585055106 54 1080 SH OTHER 1080 MEDTRONIC INC COM 585055106 49 965 SH DEF/OTH 700 DEF/OTH 265 MERCK & CO INC COM 589331107 351 6047 SH SOLE 4755 SOLE 1292 MERCK & CO INC COM 589331107 157 2705 SH OTHER 2705 METAVANTE HOLDING CO COM 591407101 325 13923 SH SOLE 13857 SOLE 66 METAVANTE HOLDING CO COM 591407101 62 2666 SH DEFINED 2666 METAVANTE HOLDING CO COM 591407101 28 1200 SH OTHER 1200 METAVANTE HOLDING CO COM 591407101 47 2000 SH DEF/OTH 2000 MICROSOFT CORP COM 594918104 1067 29974 SH SOLE 18119 SOLE 11855 MICROSOFT CORP COM 594918104 98 2750 SH OTHER 2750 MICROSOFT CORP COM 594918104 32 900 SH DEF/OTH 900 MICHROCHIP TECHNOLOGY COM 595017104 435 13855 SH SOLE 13100 SOLE 755 MICHROCHIP TECHNOLOGY COM 595017104 23 720 SH OTHER 720 MONSANTO CO NEW COM COM 61166W101 23872 213732 SH SOLE 212232 SOLE 1500 MORNINGSTAR INC COM 617700109 3676 47279 SOLE 35674 SOLE 11605 MORNINGSTAR INC COM 617700109 855 11000 SH DEFINED 11000 MORNINGSTAR INC COM 617700109 27 350 SH OTHER 350 MORNINGSTAR INC COM 617700109 23 300 SH DEF/OTH 300 NATIONAL CITY CORP COM 635405103 390 23683 SH SOLE 23683 NATIONAL CITY CORP COM 635405103 463 28113 SH DEFINED 28113 NATIONAL CITY CORP COM 635405103 25 1530 SH OTHER 1530 NATIONAL INSTRUMENTS COM 636518102 249 7461 SH SOLE 46 SOLE 7415 NOKIA CORP ADR FOR 654902204 218 5681 SH SOLE 3200 SOLE 2481 NOKIA CORP ADR FOR 654902204 48 1240 SH OTHER 1240 NORTHERN TRUST COM 665859104 885 11560 SH SOLE 11360 SOLE 200 NORTHERN TRUST COM 665859104 44 575 SH OTHER 575 NUANCE COMMUNICATIONS INC COM COM 67020Y100 263 14095 SH SOLE 13200 SOLE 895 NUANCE COMMUNICATIONS INC COM COM 67020Y100 13 710 SH OTHER 710 NVIDIA CORP COM 67066G104 580 17044 SH SOLE 13912 SOLE 3132 NVIDIA CORP COM 67066G104 20 600 SH DEF/OTH 600 ORACLE CORP COM 68389X105 1021 45218 SH SOLE 12748 SOLE 32470 ORACLE CORP COM 68389X105 23 1000 SH OTHER 1000 ORACLE CORP COM 68389X105 41 1800 SH DEF/OTH 600 DEF/OTH 1200 O REILLY AUTOMOTIVE INC COM 686091109 730 22500 SH SOLE 22500 O REILLY AUTOMOTIVE INC COM 686091109 26 800 SH OTHER 800 O REILLY AUTOMOTIVE INC COM 686091109 42 1300 SH DEF/OTH 1300 PARKER HANNIFIN CORP COM 701094104 839 11143 SH SOLE 3678 SOLE 7465 PARKER HANNIFIN CORP COM 701094104 6 75 SH OTHER 75 PARKER HANNIFIN CORP COM 701094104 32 424 SH DEF/OTH 200 DEF/OTH 224 PATTERSON COMPANIES INC COM 703395103 866 25495 SH SOLE 21400 SOLE 4095 PATTERSON COMPANIES INC COM 703395103 31 900 SH OTHER 900 PATTERSON COMPANIES INC COM 703395103 61 1800 SH DEF/OTH 1800 PAYCHEX INC COM 704326107 1699 46915 SH SOLE 42345 SOLE 4570 PAYCHEX INC COM 704326107 326 9000 SH DEFINED 9000 PAYCHEX INC COM 704326107 63 1735 SH OTHER 1735 PAYCHEX INC COM 704326107 54 1500 SH DEF/OTH 1500 PEDIATRIX MEDICAL GROUP COM 705324101 270 3962 SH SOLE 32 SOLE 3930 PEPSICO INC COM 713448108 3060 40320 SOLE 31410 SOLE 8910 PEPSICO INC COM 713448108 71 935 SH OTHER 935 PETSMART INC COM 716768106 609 25900 SH SOLE 25900 PETSMART INC COM 716768106 42 1800 SH DEF/OTH 1800 PFIZER INC COM 717081103 38600 1698210 SH SOLE 1698210 PFIZER INC COM 717081103 435 19150 SH OTHER 19150 PFIZER INC COM 717081103 3 150 SH DEF/OTH 150 PHARMACEUTICAL PROD DEV INC COM COM 717124101 1833 45415 SH SOLE 43815 SOLE 1600 PHARMACEUTICAL PROD DEV INC COM COM 717124101 72 1790 SH OTHER 1790 PHARMACEUTICAL PROD DEV INC COM COM 717124101 91 2250 SH DEF/OTH 2250 PINNACLE FINANCIAL PARTNERS INC COM 72346Q104 564 2211180 SOLE 11645 SOLE 10535 PINNACLE FINANCIAL PARTNERS INC COM 72346Q104 534 21000 SH DEFINED 21000 PINNACLE WEST CAPITAL CORP COM 723484101 198 4660 SH SOLE 4660 PINNACLE WEST CAPITAL CORP COM 723484101 40 950 SH OTHER 950 POWERSHARES DYN BOIT COM 73935X856 566 30235 SOLE 500 29735 POWERSHARES WILDERHILL COM 73935X500 2492 89990 SOLE 47680 SOLE 42310 POWERSHARES WILDERHILL COM 73935X500 7 250 SH OTHER 250 POWERSHARES WILDERHILL COM 73935X856 892 47627 SH SOLE 44427 SOLE 3200 POWERSHARES WILDERHILL COM 73935X856 6 300 SH OTHER 300 PRAXAIR INC COM 74005P104 2833 31935 SH SOLE 29125 SOLE 2810 PRAXAIR INC COM 74005P104 97 1090 SH OTHER 1090 PRAXAIR INC COM 74005P104 98 1100 SH DEF/OTH 1100 PRECISION CASTPARTS CORP COM COM 740189105 923 6655 SH SOLE 6300 SOLE 355 PRECISION CASTPARTS CORP COM COM 740189105 28 200 SH OTHER 200 PRECISION CASTPARTS CORP COM COM 740189105 55 400 SH DEF/OTH 400 PREMIERWEST BANCORP COM 740921101 309 27000 SH DEFINED 27000 T ROWE PRICE GROUP INC COM COM 74144T108 497 8165 SH SOLE 7280 SOLE 885 T ROWE PRICE GROUP INC COM COM 74144T108 24 400 SH OTHER 400 PROCTER & GAMBLE CO COM 742718109 2638 35930 SOLE 25609 SOLE 10321 PROCTER & GAMBLE CO COM 742718109 29 400 SH OTHER 400 PROCTER & GAMBLE CO COM 742718109 5 65 SH DEF/OTH 65 PRIVATE BANCORP INC COM COM 742962103 98 3000 SH SOLE 3000 PRIVATE BANCORP INC COM COM 742962103 375 11500 SH DEFINED 11500 PROGENICS PHARMACEUTICAL INC COM 743187106 271 15000 SH SOLE 15000 PROGRESS ENERGY INC COM COM 743263105 175 3613 SH SOLE 3613 PROGRESS ENERGY INC COM COM 743263105 32 660 SH OTHER 660 PSYCHIATRIC SOLUTIONS INC COM 74439H108 404 12440 SH SOLE 11760 SOLE 680 PSYCHIATRIC SOLUTIONS INC COM 74439H108 22 670 SH OTHER 670 PULASKI FINANCIAL CORP COM 745548107 270 27000 SH DEFINED 27000 QUALCOM INC COM COM 747525103 864 21955 SH SOLE 19635 SOLE 2320 QUALCOM INC COM COM 747525103 37 950 SH OTHER 950 QUALCOM INC COM COM 747525103 12 300 SH DEF/OTH 300 REYNOLDS AMERICAN INC COM 761713106 381 5780 SH SOLE 5780 REYNOLDS AMERICAN INC COM 761713106 74 1120 SH OTHER 1120 RIVERBED TECHNOLOGY INC COM 768573107 205 7665 SH SOLE 6200 SOLE 1465 RIVERVIEW BANCORP INC COM 769397100 5 400 SH SOLE 400 RIVERVIEW BANCORP INC COM 769397100 199 17200 SH DEFINED 17200 ROCKWELL COLLINS COM 774341101 1767 24555 SH SOLE 23690 SOLE 865 ROCKWELL COLLINS COM 774341101 74 1035 SH OTHER 1035 ROCKWELL COLLINS COM 774341101 58 800 SH DEF/OTH 800 ROYAL DUTCH SHELL PLC FOR 780259107 654 7878 SH SOLE 420 SOLE 7458 ROYAL DUTCH SHELL PLC FOR 780259107 24 284 SH OTHER 284 ROYAL DUTCH SHELL PLC FOR 780259107 28 342 SH DEF/OTH 342 SEI INVTS CO COM 784117103 1808 56215 SOLE 29545 SOLE 26670 SEI INVTS CO COM 784117103 772 24000 SH DEFINED 24000 SATYMA COMPUTER SERVICES FOR 804098101 201 7525 SH SOLE 5975 SOLE 1550 SCANSCOURCE INC COM COM 806037107 543 16800 SH SOLE 16800 SCANSCOURCE INC COM COM 806037107 49 1500 SH DEF/OTH 1500 SCHERING-PLOUGH CORP COM 806605101 378 14205 SH SOLE 9825 SOLE 4380 SCHERING-PLOUGH CORP COM 806605101 6 220 SH DEF/OTH 220 SCHLUMBERGER LTD FOR 806857108 3786 38480 SOLE 24099 SOLE 14381 SCHLUMBERGER LTD FOR 806857108 49 495 SH OTHER 495 SCHLUMBERGER LTD FOR 806857108 79 800 SH DEF/OTH 400 DEF/OTH 400 SCIENTIFIC GAMES CORP COM 80874P109 307 9240 SH SOLE 8740 SOLE 500 SCIENTIFIC GAMES CORP COM 80874P109 16 480 SH OTHER 480 SILICON LABORATORIES COM 826919102 316 8430 SH SOLE 7970 SOLE 460 SILICON LABORATORIES COM 826919102 16 440 SH OTHER 440 SMITH INTERNATIONAL INC COM 832110100 436 5905 SH SOLE 5540 SOLE 365 SMITH INTERNATIONAL INC COM 832110100 96 1300 SH OTHER 1300 STAPLES INC COM 855030102 767 33235 SH SOLE 2445 SOLE 30790 STAPLES INC COM 855030102 15 650 SH OTHER 650 STAPLES INC COM 855030102 16 690 SH DEF/OTH 690 STATE STREET CORP COM 857477103 1481 18241 SH SOLE 18241 STATE STREET CORP COM 857477103 325 4000 SH DEFINED 4000 STATE STREET CORP COM 857477103 59 729 SH OTHER 729 STATE STREET CORP COM 857477103 51 634 SH DEF/OTH 634 STERICYCLE INC COM COM 858912108 4264 71789 SOLE 43059 SOLE 28730 STERICYCLE INC COM COM 858912108 15 250 SH OTHER 250 STERICYCLE INC COM COM 858912108 15 250 SH DEF/OTH 250 STRYKER CORP COM 863667101 14303 191426 SOLE 170579 SOLE 20847 STRYKER CORP COM 863667101 162 2170 SH OTHER 2170 STRYKER CORP COM 863667101 97 1300 SH DEF/OTH 300 DEF/OTH 1000 SUNCOR ENERGY INC FOR 867229106 1965 18075 SH SOLE 17535 SOLE 540 SUNCOR ENERGY INC FOR 867229106 129 1185 SH OTHER 1185 SYMANTEC CORP COM 871503108 628 38915 SH SOLE 3045 SOLE 35870 SYMANTEC CORP COM 871503108 13 800 SH OTHER 800 SYMANTEC CORP COM 871503108 16 975 SH DEF/OTH 975 SYNGENTA AG ADR SPONSORED COM 87160A100 466 9200 SH SOLE 5900 SOLE 3300 TAIWAN SEMICONDUCTOR MFG CO FOR 874039100 332 33307 SH SOLE 31792 SOLE 1515 TAIWAN SEMICONDUCTOR MFG CO FOR 874039100 15 1466 SH OTHER 1466 TARGET CORP COM 8.76E+110 976 19525 SH SOLE 16975 SOLE 2550 TARGET CORP COM 8.76E+110 21 425 SH OTHER 425 TARGET CORP COM 8.76E+110 26 525 SH DEF/OTH 525 TELECOM CORP OF NEW ZEALAND LTD FOR 879278208 228 13725 SH SOLE 13725 TELECOM CORP OF NEW ZEALAND LTD FOR 879278208 44 2679 SH OTHER 2679 TELECOM ITALIA FOR 87927Y102 247 8000 SH SOLE 8000 TELECOM ITALIA FOR 87927Y102 49 1600 SH OTHER 1600 TEVA PHARMACEUTICAL INDS LTD FOR 881624209 4437 95457 SOLE 58972 SOLE 36485 TEVA PHARMACEUTICAL INDS LTD FOR 881624209 23 500 SH OTHER 500 3M COMPANY COM 88579Y101 1011 11990 SH SOLE 9245 SOLE 2745 3M COMPANY COM 88579Y101 31 370 SH OTHER 370 3M COMPANY COM 88579Y101 32 380 SH DEF/OTH 120 DEF/OTH 260 TIME WARNER INC COM 887317105 349 21120 SH SOLE 4590 SOLE 16530 TIME WARNER INC COM 887317105 22 1350 SH OTHER 650 OTHER 700 TIME WARNER INC COM 887317105 13 810 SH DEF/OTH 810 TOWER FINANCIAL CORP COM 891769101 820 63090 SOLE 30599 SOLE 32491 TOWER FINANCIAL CORP COM 891769101 468 36000 SH DEFINED 36000 TRACTOR SUPPLY CO COM COM 892356106 595 16550 SH SOLE 15760 SOLE 790 TRACTOR SUPPLY CO COM COM 892356106 35 970 SH OTHER 970 TRACTOR SUPPLY CO COM COM 892356106 25 700 SH DEF/OTH 700 UST INC COM 902911106 256 4679 SH SOLE 4679 UST INC COM 902911106 53 960 SH OTHER 960 UST INC COM 902911106 22 400 SH DEF/OTH 400 US BANCORP DEL COM NEW COM 902973304 984 31014 SH SOLE 13234 SOLE 17780 US BANCORP DEL COM NEW COM 902973304 151 4750 SH OTHER 4150 OTHER 600 UNITED NATURAL FOODS INC COM 911163103 2876 90687 SOLE 53442 SOLE 37245 UNITED NATURAL FOODS INC COM 911163103 11 350 SH OTHER 350 UNITED TECHNOLOGIES CORP COM 913017109 201 2628 SH SOLE 1583 SOLE 1045 UNITED TECHNOLOGIES CORP COM 913017109 78 1020 SH OTHER 1020 VCA ANTECH INC COM 918194101 223 5035 SH SOLE 3900 SOLE 1135 VCA ANTECH INC COM 918194101 35 800 SH OTHER 800 VARIAN MEDICAL SYSTEMS INC COM 92220P105 478 9155 SH SOLE 7550 SOLE 1605 VARIAN MEDICAL SYSTEMS INC COM 92220P105 7 125 SH DEF/OTH 125 VANGUARD COM 922908629 1869 24722 SH SOLE 23547 SOLE 1175 VERISIGN INC COM 92343E102 955 25390 SH SOLE 24725 SOLE 665 VERISIGN INC COM 92343E102 34 900 SH OTHER 900 VERISIGN INC COM 92343E102 49 1300 SH DEF/OTH 1300 VERIZON COMMUNICATIONS INC COM 92343V104 1228 28116 SH SOLE 10331 SOLE 17785 VERIZON COMMUNICATIONS INC COM 92343V104 35 800 SH OTHER 300 OTHER 500 VERIZON COMMUNICATIONS INC COM 92343V104 30 695 SH DEF/OTH 695 WACHOVIA CORP COM 929903102 281 7400 SH SOLE 7400 WACHOVIA CORP COM 929903102 108 2850 SH OTHER 2850 WAL-MART STORES INC COM 931142103 760 15991 SH SOLE 3906 SOLE 12085 WAL-MART STORES INC COM 931142103 19 400 SH OTHER 400 WAL-MART STORES INC COM 931142103 43 895 SH DEF/OTH 425 DEF/OTH 470 WALGREEN CO COM 931422109 3392 89084 SOLE 55124 SOLE 33960 WALGREEN CO COM 931422109 78 2050 SH OTHER 2050 WALGREEN CO COM 931422109 19 500 SH DEF/OTH 500 WASTE MANAGEMENT INC COM 94106L109 581 17780 SH SOLE 17780 WASTE MANAGEMENT INC COM 94106L109 5 150 SH DEF/OTH 150 WELLS FARGO & CO COM 949746101 4414 146208 SOLE 87257 SOLE 58951 WELLS FARGO & CO COM 949746101 34 1115 SH OTHER 600 OTHER 515 WELLS FARGO & CO COM 949746101 64 2120 SH DEF/OTH 1600 DEF/OTH 520 WESTERN UNION CO COM 959802109 524 21600 SH SOLE 21600 WESTERN UNION CO COM 959802109 15 600 SH OTHER 600 WESTERN UNION CO COM 959802109 24 1000 SH DEF/OTH 1000 WILLIAMS CO INC COM 969457100 877 24524 SH SOLE 1924 SOLE 22600 WILLIAMS CO INC COM 969457100 23 650 SH OTHER 650 WILLIAMS CO INC COM 969457100 20 550 SH DEF/OTH 550 WINDSTREAM CORPORATION COM 97381W104 246 18856 SH SOLE 18856 WINDSTREAM CORPORATION COM 97381W104 47 3600 SH OTHER 3600 WINTRUST FINANCIAL CORP COM COM 97650W108 4 122 SH SOLE 122 WINTRUST FINANCIAL CORP COM COM 97650W108 265 8000 SH DEFINED 8000 WYETH COM 983024100 665 15042 SH SOLE 2637 SOLE 12405 WYETH COM 983024100 36 825 SH OTHER 400 OTHER 425 WYETH COM 983024100 17 385 SH DEF/OTH 385 XTO ENERGY INC COM 98385X106 2165 42154 SOLE 29033 SOLE 13121 XTO ENERGY INC COM 98385X106 26 500 SH OTHER 500 XTO ENERGY INC COM 98385X106 126 2458 SH DEF/OTH 1125 DEF/OTH 1333 ZIMMER HOLDINGS INC COM 98956P102 142 2150 SH SOLE 2150 ZIMMER HOLDINGS INC COM 98956P102 99 1500 SH OTHER 1500 ACCENTURE LTD COM G1150G111 479 13300 SH SOLE 13300 GARMIN CORP FOR G37260109 714 7360 SH SOLE 6400 SOLE 960 GARMIN CORP FOR G37260109 15 150 SH DEF/OTH 150 NABORS INDUSTRIES LTD SHS COM G6359F103 492 17974 SH SOLE 1644 SOLE 16330 NABORS INDUSTRIES LTD SHS COM G6359F103 18 675 SH OTHER 675 NABORS INDUSTRIES LTD SHS COM G6359F103 15 550 SH DEF/OTH 550 NOBLE CORP COM COM G65422100 515 9111 SH SOLE 511 SOLE 8600 SEAGATE TECHNOLOGY COM G7945J104 437 17124 SH SOLE 1809 SOLE 15315 SEAGATE TECHNOLOGY COM G7945J104 11 450 SH OTHER 450 SEAGATE TECHNOLOGY COM G7945J104 17 675 SH DEF/OTH 675 TRANSOCEAN INC FOR G90073100 366 2560 SH SOLE 194 SOLE 2366 TRANSOCEAN INC FOR G90073100 18 125 SH OTHER 125 TRANSOCEAN INC FOR G90073100 25 172 SH DEF/OTH 172 ALCON INC COM SHS FOR H01301102 1041 7275 SH SOLE 7275 ALCON INC COM SHS FOR H01301102 32 225 SH OTHER 225 ALCON INC COM SHS FOR H01301102 72 500 SH DEF/OTH 500 REPORT SUMMARY 709 DATA RECORDS 321027 0 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED