UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2009 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Macatawa Bank Corporation Address: 10753 Macatawa Drive Holland, MI 49424 Form 13F File Number: 28-13033 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of the Reporting Manager: Name: Nadine Terpstra Title: Vice President-Trust Operations Manager Phone: 616-233-3311 Signature, Place, and Date of Signing: /s/ Nadine Terpstra Holland, MI 10/28/2009 [Signature] [City, State] [Date] Nadine Terpstra Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 104 Form 13F Information Table Value Total: $74,219 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. No. Form 13F File # Name 01 28-13155 Macatawa Bank FORM 13F INFORMATION TABLE Voting Authority ---------------- Title of Value Shares/ Sh/ Put/ Invstmt Other Name of Issuer class CUSIP (x$1000) Prn Amt Prn Call Dscretn Managers Sole Shared None - ----------------------------- --------- ----- -------- ------- --- --- ------- -------- ---- ------ ---- ACTIVISION BLIZZARD IN COM COM 00507V109 411 33164 SH DEFINED 1 19105 14059 ADOBE SYS INC COM COM 00724F101 964 29161 SH DEFINED 1 18042 11119 APPLE COMPUTER INC COM COM 037833100 911 4915 SH DEFINED 1 2877 2038 ARCHER DANIELS MIDLAND COM COM 039483102 333 11404 SH DEFINED 1 8188 3216 AT & T INC COM COM 00206R102 792 29301 SH DEFINED 1 25041 4260 BANK NEW YORK MELLON CORP COM 064058100 603 20817 SH DEFINED 1 13048 7769 BANNER CORPORATION COM COM 06652V109 82 30000 SH DEFINED 1 30000 0 BARD C R INC COM 067383109 595 7575 SH DEFINED 1 4849 2726 BB&T CORP COM 054937107 363 13337 SH DEFINED 1 10704 2633 BECTON DICKINSON & CO COM 075887109 266 3806 SH DEFINED 1 2681 1125 BP AMOCO PLC SPONSORED ADR FOR 055622104 336 6310 SH DEFINED 1 6310 0 BRISTOL MYERS SQUIBB CO COM 110122108 707 31382 SH DEFINED 1 24184 7198 C H ROBINSON WORLDWIDE COM NEW COM 12541W209 501 8670 SH DEFINED 1 5689 2981 CAMERON INTERNATIONAL CORP COM COM 13342B105 669 17677 SH DEFINED 1 11807 5870 CELGENE COM 151020104 644 11525 SH DEFINED 1 7437 4088 CHESAPEAKE ENERGY CORP COM COM 165167107 302 10618 SH DEFINED 1 7238 3380 CHURCH & DWIGHT INC COM COM 171340102 633 11163 SH DEFINED 1 6570 4593 CISCO SYSTEMS INC COM 17275R102 1011 42933 SH DEFINED 1 25163 17770 COACH INC COM COM 189754104 321 9764 SH DEFINED 1 9764 0 COBIZ INC COM COM 190897108 75 15000 SH DEFINED 1 15000 0 COCA COLA CO COM 191216100 495 9225 SH DEFINED 1 7034 2191 COGNIZANT TECH SOLUTIONS CORP CL A COM 192446102 1274 32938 SH DEFINED 1 20920 12018 COVIDIEN PLC FOR G2554F105 301 6954 SH DEFINED 1 4852 2102 CRESCENT FINANCIAL CORP COM COM 225744101 304 63250 SH DEFINED 1 63250 0 DANAHER CORP COM 235851102 424 6305 SH DEFINED 1 4865 1440 DANVERS BANCORP INC COM 236442109 231 17000 SH DEFINED 1 17000 0 DIAMOND OFFSHORE DRILL COM COM 25271C102 586 6138 SH DEFINED 1 3983 2155 DOLLAR TREE INC COM COM 256746108 409 8407 SH DEFINED 1 5467 2940 DOVER CORP COM 260003108 526 13583 SH DEFINED 1 8648 4935 ELI LILLY & CO COM 532457108 613 18562 SH DEFINED 1 14199 4363 ENTERPRISE FINANCIAL SERVICES COM COM 293712105 157 17000 SH DEFINED 1 17000 0 EXXON MOBIL CORP COM COM 30231G102 1547 22549 SH DEFINED 1 18548 4001 FIRST CALIFORNIA FINANCIAL GROUP INC COM 319395109 355 74000 SH DEFINED 1 74000 0 FIRST COMMUNITY CORPORATION COM 319835104 218 35150 SH DEFINED 1 35150 0 FIRST FINANCIAL HOLDINGS INC COM 320239106 240 15000 SH DEFINED 1 15000 0 FIRST SOLAR INC COM 336433107 456 2984 SH DEFINED 1 1798 1186 FISERV INC COM 337738108 708 14690 SH DEFINED 1 9355 5335 FLIR SYS INC COM COM 302445101 674 24093 SH DEFINED 1 15178 8915 FLUOR CORP COM COM 343412102 455 8935 SH DEFINED 1 5785 3150 FPL GROUP INC COM 302571104 398 7210 SH DEFINED 1 5347 1863 FRONTIER COMMUNICATIONS CORP COM 35906A108 184 24415 SH DEFINED 1 16959 7456 GENERAL ELECTRIC CO COM 369604103 354 21560 SH DEFINED 1 21560 0 GENTEX CORP COM 371901109 315 22299 SH DEFINED 1 19455 2844 GILEAD SCIENCES INC COM 375558103 634 13634 SH DEFINED 1 8279 5355 GLOBAL PAYMENTS INC COM COM 37940X102 447 9569 SH DEFINED 1 6270 3299 GOLDMAN SACHS GROUP INC COM 38141G104 483 2620 SH DEFINED 1 1644 976 GOOGLE INC CL A COM 38259P508 935 1885 SH DEFINED 1 1163 722 HANSEN NAT CORP COM COM 411310105 653 17763 SH DEFINED 1 11382 6381 HUNTINGTON BANCSHARES COM COM 446150104 838 177925 SH DEFINED 1 175963 1962 ILLUMINA INC COM COM 452327109 331 7793 SH DEFINED 1 4856 2937 INTEL CORP COM 458140100 403 20649 SH DEFINED 1 15372 5277 INTUITIVE SURGICAL INC COM COM 46120E602 933 3555 SH DEFINED 1 2363 1192 ITT EDUCATIONAL SERVICES COM COM 45068B109 436 3944 SH DEFINED 1 2451 1493 JOHNSON & JOHNSON COM 478160104 1303 21401 SH DEFINED 1 15126 6275 KRAFT FOODS INC COM 50075N104 207 7889 SH DEFINED 1 7889 0 LINEAR TECHNOLOGY CORP COM 535678106 286 10363 SH DEFINED 1 7467 2896 LOWES COS INC COM 548661107 464 22173 SH DEFINED 1 15373 6800 MACATAWA BANK CORP COM 554225102 2604 1001339 SH DEFINED 1 627663 373676 MASTERCARD INC COM 57636q104 420 2072 SH DEFINED 1 1393 679 MCDONALDS CORP COM 580135101 488 8538 SH DEFINED 1 5617 2921 MICROSOFT CORP COM 594918104 456 17744 SH DEFINED 1 12617 5127 MONSANTO CO NEW COM COM 61166W101 7333 94740 SH DEFINED 1 94740 0 MORGAN STANLEY COM NEW COM 617446448 208 6738 SH DEFINED 1 4080 2658 MURPHY OIL CORP COM COM 626717102 575 9967 SH DEFINED 1 6332 3635 NATIONAL PENN BANCSHARES INC COM 637138108 183 30000 SH DEFINED 1 30000 0 NEW CENTURY BANCORP DUNN, NC COMMON STOCK COM 64353M100 118 19346 SH DEFINED 1 19346 0 NEWBRIDGE BANCORP COM COM 65080T102 304 111000 SH DEFINED 1 111000 0 NII HLDGS INC CL B NEW COM 62913F201 524 17448 SH DEFINED 1 11591 5857 NIKE INC CL B COM 654106103 290 4488 SH DEFINED 1 3191 1297 NORTHERN TR CORP COM COM 665859104 919 15800 SH DEFINED 1 10566 5234 NORTHRIM BANCORP INC COM 666762109 320 21000 SH DEFINED 1 21000 0 PACIFIC CONTIENTAL CORP COM 69412V108 263 25000 SH DEFINED 1 25000 0 PALL CORP COM COM 696429307 269 8342 SH DEFINED 1 5851 2491 PEOPLES BANCORP NC INC COM 710577107 182 26968 SH DEFINED 1 26968 0 PEOPLES FINANCIAL CORP COM 71103B102 186 10000 SH DEFINED 1 10000 0 PEPSICO INC COM 713448108 499 8519 SH DEFINED 1 5899 2620 PERRIGO CO COM 714290103 382 11265 SH DEFINED 1 6479 4786 PFIZER INC COM 717081103 8836 533956 SH DEFINED 1 530906 3050 PHILIP MORRIS INTERNATIONAL COM 718172109 362 7430 SH DEFINED 1 7200 230 POWERSHARES ETF TRUST DYN BIOT COM 73935X856 287 16812 SH DEFINED 1 11462 5350 POWERSHARES ETF TRUST WNDRHLL COM 73935X500 206 18920 SH DEFINED 1 11515 7405 PREMIERWEST BANCORP COM COM 740921101 51 18900 SH DEFINED 1 18900 0 PRICELINE COM INC COM 741503403 497 2998 SH DEFINED 1 2008 990 PRIVATE BANCORP INC COM COM 742962103 281 11500 SH DEFINED 1 11500 0 PROCTER & GAMBLE CO COM 742718109 536 9256 SH DEFINED 1 7446 1810 PULASKI FINANCIAL CORP COM COM 745548107 264 34849 SH DEFINED 1 34849 0 QUALCOM INC COM COM 747525103 325 7232 SH DEFINED 1 5134 2098 SCHLUMBERGER LTD COM COM 806857108 1564 26241 SH DEFINED 1 16169 10072 SCHWAB CHARLES CORP COM 808513105 704 36741 SH DEFINED 1 24139 12602 SEI INVESTMENTS CO COM COM 784117103 376 19120 SH DEFINED 1 16070 3050 SIERRA BANCORP COM COM 82620P102 240 20000 SH DEFINED 1 20000 0 STRYKER CORP COM 863667101 6306 138803 SH DEFINED 1 130008 8795 SYSCO CORP COM 871829107 236 9507 SH DEFINED 1 6900 2607 TEVA PHARMACEUTICAL INDS LTD ADR FOR 881624209 477 9420 SH DEFINED 1 6570 2850 TOTAL SYS SVCS INC COM COM 891906109 266 16550 SH DEFINED 1 11789 4761 TOWER FINANCIAL COM 891769101 179 39086 SH DEFINED 1 36186 2900 UNION PAC CORP COM COM 907818108 250 4286 SH DEFINED 1 3016 1270 UNITED PARCEL SERVICE COM 911312106 895 15857 SH DEFINED 1 15857 0 URBAN OUTFITTERS INC COM 917047102 478 15834 SH DEFINED 1 10730 5104 VALERO ENERGY CORP COM 91913Y100 286 14733 SH DEFINED 1 9585 5148 VANGUARD INDEX FDS MID CAP VIP ETF 922908629 1637 28777 SH DEFINED 1 17360 11417 VERIZON COMMUNICATIONS COM COM 92343V104 459 15173 SH DEFINED 1 11605 3568 WALGREEN CO COM 931422109 618 16493 SH DEFINED 1 12143 4350 WASHINGTON BANKING CO COM COM 937303105 324 35000 SH DEFINED 1 35000 0 WASTE MANAGEMENT INC COM 94106L109 300 10059 SH DEFINED 1 10059 0 XTO ENERGY INC COM 98385X106 360 8729 SH DEFINED 1 5118 3611 REPORT SUMMARY 104 DATA RECORDS 74,219