---

EXHIBIT 21

Subsidiaries of Registrant

Macatawa Bank - 100% owned

  Incorporated as a Michigan Banking Corporation

  10753 Macatawa Drive

  Holland, Michigan 49424

Macatawa Statutory Trust I - 100% owned

  Statutory Trust under the laws of the State of Connecticut

  10753 Macatawa Drive

  Holland, Michigan 49424

Macatawa Statutory Trust II - 100% owned

  Statutory Trust under the laws of the State of Delaware

  10753 Macatawa Drive

  Holland, Michigan 49424

 

---