Quarterly report pursuant to Section 13 or 15(d)

SHAREHOLDERS' EQUITY (Details)

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SHAREHOLDERS' EQUITY (Details) (USD $)
3 Months Ended
Mar. 31, 2014
Category
Dec. 31, 2013
SHAREHOLDERS' EQUITY [Abstract]    
Number of classification of prompt corrective action regulations 5  
Summary of actual capital levels and minimum required levels [Abstract]    
Trust preferred securities that qualified as Tier one risk based capital $ 40,000,000 $ 40,000,000
Retained earnings (79,824,000) (81,786,000)
Consolidated [Member]
   
Summary of actual capital levels and minimum required levels [Abstract]    
Total capital (to risk weighted assets), actual amount 177,865,000 174,433,000
Total capital (to risk weighted assets), actual ratio (in hundredths) 16.10% 15.70%
Tier 1 capital (to risk weighted assets), actual amount 163,986,000 160,455,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths) 14.90% 14.40%
Tier 1 capital (to average assets), actual amount 163,986,000 160,455,000
Tier 1 capital (to average assets), actual ratio (in hundredths) 11.10% 10.60%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 88,307,000 88,915,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths) 8.00% 8.00%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 44,154,000 44,457,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount 59,312,000 60,482,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Bank [Member]
   
Summary of actual capital levels and minimum required levels [Abstract]    
Total capital (to risk weighted assets), actual amount 176,924,000 171,811,000
Total capital (to risk weighted assets), actual ratio (in hundredths) 16.00% 15.40%
Tier 1 capital (to risk weighted assets), actual amount 163,021,000 157,825,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths) 14.70% 14.20%
Tier 1 capital (to average assets), actual amount 163,021,000 157,825,000
Tier 1 capital (to average assets), actual ratio (in hundredths) 11.00% 10.50%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 88,464,000 88,968,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths) 8.00% 8.00%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 44,232,000 44,484,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount 59,317,000 60,407,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount 110,581,000 111,210,000
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 10.00% 10.00%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount 66,348,000 66,726,000
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 6.00% 6.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount $ 74,146,000 $ 75,509,000
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 5.00% 5.00%