Annual report pursuant to Section 13 and 15(d)

CONTINGENCIES

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CONTINGENCIES
12 Months Ended
Dec. 31, 2018
CONTINGENCIES [Abstract]  
CONTINGENCIES
NOTE 16 – CONTINGENCIES

The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business.  As of December 31, 2018, there were no material pending legal proceedings to which we or any of our subsidiaries are a party or which any of our properties are the subject.