Macatawa Bank Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS (Details)

v3.19.3.a.u2

LOANS (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Portfolio loans [Abstract]
Total loans	$ 1,385,627	$ 1,405,658
Allowance for loan losses	(17,200)	(16,876)	$ (16,600)
Net loans	1,368,427	1,388,782
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	499,572	513,345
Allowance for loan losses	(7,658)	(6,856)	(6,478)
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	598,458	568,711
Allowance for loan losses	(6,521)	(6,544)	(6,590)
Commercial Real Estate [Member] \| Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	14,705	14,825
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	41,796	44,169
Commercial Real Estate [Member] \| Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	665	712
Commercial Real Estate [Member] \| Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	130,861	98,500
Commercial Real Estate [Member] \| Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	292,799	295,618
Commercial Real Estate [Member] \| Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	117,632	114,887
Consumer [Member]
Portfolio loans [Abstract]
Total loans	287,597	323,602
Allowance for loan losses	(3,009)	(3,449)	$ (3,494)
Consumer [Member] \| Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	211,049	238,174
Consumer [Member] \| Unsecured [Member]
Portfolio loans [Abstract]
Total loans	274	130
Consumer [Member] \| Home Equity [Member]
Portfolio loans [Abstract]
Total loans	70,936	78,503
Consumer [Member] \| Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 5,338	$ 6,795

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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