Annual report pursuant to Section 13 and 15(d)

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)

v3.20.4
COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)
12 Months Ended
Dec. 31, 2020
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]  
Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk
A summary of the contractual amounts of financial instruments with offbalancesheet risk was as follows at year-end (dollars in thousands):

   
2020
   
2019
 
Commitments to extend credit
 
$
88,022
   
$
65,648
 
Letters of credit
   
11,751
     
15,303
 
Unused lines of credit
   
596,298
     
502,200