Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS (Details)

v3.8.0.1

LOANS (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Portfolio loans [Abstract]
Total loans	$ 1,325,545	$ 1,320,309
Allowance for loan losses	(16,675)	(16,600)	$ (16,696)	$ (16,962)
Net loans	1,308,870	1,303,709
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	477,088	465,208
Allowance for loan losses	(6,506)	(6,478)	(6,469)	(6,345)
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	529,870	541,935
Allowance for loan losses	(6,532)	(6,590)	(6,598)	(6,703)
Commercial Real Estate [Member] \| Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	11,528	11,888
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	2,392	2,332
Commercial Real Estate [Member] \| Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	41,786	39,752
Commercial Real Estate [Member] \| Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	1,153	1,103
Commercial Real Estate [Member] \| Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	79,533	90,467
Commercial Real Estate [Member] \| Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	294,866	298,714
Commercial Real Estate [Member] \| Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	98,612	97,679
Consumer [Member]
Portfolio loans [Abstract]
Total loans	318,587	313,166
Allowance for loan losses	(3,603)	(3,494)	$ (3,591)	$ (3,871)
Consumer [Member] \| Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	234,443	224,452
Consumer [Member] \| Unsecured [Member]
Portfolio loans [Abstract]
Total loans	197	226
Consumer [Member] \| Home Equity [Member]
Portfolio loans [Abstract]
Total loans	77,666	82,234
Consumer [Member] \| Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 6,281	$ 6,254

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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