Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document And Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- Significant Accounting Policies (Policies)
Notes Tables
Notes Details

Note 3 - Loans and Allowance for Credit Losses (Details Textual)

v3.24.1.u1

Note 3 - Loans and Allowance for Credit Losses (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Financing Receivable, Unamortized Loan Cost (Fee)	$ 1,300,000
Financing Receivable, Deferred Commitment Fee	1,500,000
Financing Receivable, Nonaccrual, Interest Income	0	$ 0
Financing Receivable, Modified, Accumulated	3,260,000		$ 3,313,000
Financing Receivable, Modified, Subsequent Default	0
Consumer Portfolio Segment [Member]
Financing Receivable, Modified, Accumulated	2,550,000		$ 2,584,000
Financing Receivable, Write Down on Financing Receivable	$ 0	$ 0
Contractual Interest Rate Reduction [Member]
Financing Receivable, Modified, Percent of Loans Balance	50.00%		50.00%
Financing Receivable, Modified, Accumulated	$ 1,600,000		$ 1,600,000
Extended Maturity [Member]
Financing Receivable, Modified, Percent of Loans Balance	36.00%		36.00%
Financing Receivable, Modified, Accumulated	$ 1,200,000		$ 1,200,000
Capitalized Interest, Renewals Below Market Rate, and A-B Note Restructures [Member]
Financing Receivable, Modified, Accumulated	$ 460,000		$ 471,000

- Definition

The percent of loans balance of modified financing receivable.

+ References

No definition available.

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- Definition

Represents write down on financing receivable for financing receivable.

+ References

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- Definition

Amount of fee received for commitment to originate or purchase financing receivable where likelihood of commitment being exercised is remote, to be recognized as service income.

+ References

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- Definition

Accumulated amortized cost of financing receivable modified for debtor experiencing financial difficulty.

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- Definition

Amortized cost of financing receivable with payment default in current period and modified within previous 12 months preceding payment default for debtor experiencing financial difficulty.

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- Definition

Amount of interest income on financing receivable on nonaccrual status.

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- Definition

Amount of unamortized loan commitment, origination, and other costs (fees) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement.

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