Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS (Details)

v3.20.1

LOANS (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Portfolio loans [Abstract]
Total loans	$ 1,395,341	$ 1,385,627
Allowance for loan losses	(18,889)	(17,200)	$ (16,892)	$ (16,876)
Net loans	1,376,452	1,368,427
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	527,590	499,572
Allowance for loan losses	(8,807)	(7,658)	(6,989)	(6,856)
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	592,651	598,458
Allowance for loan losses	(6,913)	(6,521)	(6,447)	(6,544)
Commercial Real Estate [Member] \| Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	12,795	14,705
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	5,000	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	42,761	41,796
Commercial Real Estate [Member] \| Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	623	665
Commercial Real Estate [Member] \| Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	131,954	130,861
Commercial Real Estate [Member] \| Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	284,565	292,799
Commercial Real Estate [Member] \| Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	114,953	117,632
Consumer [Member]
Portfolio loans [Abstract]
Total loans	275,100	287,597
Allowance for loan losses	(3,130)	(3,009)	$ (3,426)	$ (3,449)
Consumer [Member] \| Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	198,585	211,049
Consumer [Member] \| Unsecured [Member]
Portfolio loans [Abstract]
Total loans	247	274
Consumer [Member] \| Home Equity [Member]
Portfolio loans [Abstract]
Total loans	71,462	70,936
Consumer [Member] \| Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 4,806	$ 5,338

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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