Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

SHAREHOLDERS' EQUITY (Tables)

SHAREHOLDERS' EQUITY (Tables)

3 Months Ended

Mar. 31, 2013

Actual capital levels and minimum required levels

At March 31, 2013 and December 31, 2012, actual capital levels and minimum required levels were (in thousands):

	Actual					Minimum Required For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Regulations					Minimum Required Under MOU
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
March 31, 2013
Total capital (to risk weighted assets)
Consolidated	$	172,361		15.4	%	$	89,830		8.0	%		N/A		N/A			N/A		N/A
Bank		168,273		15.0			89,889		8.0		$	112,361		10.0	%		N/A		N/A
Tier 1 capital (to risk weighted assets)
Consolidated		155,640		13.9			45,122		4.0			N/A		N/A			N/A		N/A
Bank		154,091		13.7			44,944		4.0			67,417		6.0			N/A		N/A
Tier 1 capital (to average assets)
Consolidated		155,640		10.5			59,599		4.0			N/A		N/A			N/A		N/A
Bank		154,091		10.4			59,564		4.0			74,454		5.0		$	119,127		8.0	%

December 31, 2012
Total capital (to risk weighted assets)
Consolidated	$	168,929		15.0	%	$	90,244		8.0	%		N/A		N/A			N/A		N/A
Bank		164,214		14.5			90,299		8.0		$	112,874		10.0	%		N/A		N/A
Tier 1 capital (to risk weighted assets)
Consolidated		150,857		13.4			45,122		4.0			N/A		N/A			N/A		N/A
Bank		149,960		13.3			45,150		4.0			67,724		6.0			N/A		N/A
Tier 1 capital (to average assets)
Consolidated		150,857		10.4			58,312		4.0			N/A		N/A			N/A		N/A
Bank		149,960		10.3			58,371		4.0			72,964		5.0		$	116,742		8.0	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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