Quarterly report pursuant to Section 13 or 15(d)

Note 3 - Loans - Credit Quality Indicators (Details)

v3.23.2
Note 3 - Loans - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
Jun. 30, 2023
Dec. 31, 2022
Total loans $ 1,271,576 $ 1,177,748
Commercial Portfolio Segment [Member]    
Originated current year 72,302  
Originated prior year 105,925  
Originated two years prior 42,278  
Originated three years prior 24,154  
Originated four years prior 22,386  
Originated years prior 68,421  
Revolving 153,807  
Total loans 489,273 441,716
Commercial Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member]    
Originated current year 38,229  
Originated prior year 60,629  
Originated two years prior 17,597  
Originated three years prior 6,062  
Originated four years prior 13,584  
Originated years prior 40,524  
Revolving 75,039  
Total loans 251,664  
Commercial Portfolio Segment [Member] | Excellent [Member]    
Total loans   15,040
Commercial Portfolio Segment [Member] | Above Average [Member]    
Total loans   21,451
Commercial Portfolio Segment [Member] | Good Quality [Member]    
Total loans   175,762
Commercial Portfolio Segment [Member] | Acceptable Risk [Member]    
Originated current year 34,073  
Originated prior year 44,956  
Originated two years prior 24,579  
Originated three years prior 18,044  
Originated four years prior 8,718  
Originated years prior 27,865  
Revolving 74,597  
Total loans 232,832 220,987
Commercial Portfolio Segment [Member] | Marginally Acceptable [Member]    
Originated current year 0  
Originated prior year 330  
Originated two years prior 68  
Originated three years prior 48  
Originated four years prior 84  
Originated years prior 0  
Revolving 3,586  
Total loans 4,116 8,309
Commercial Portfolio Segment [Member] | Substandard [Member]    
Originated current year 0  
Originated prior year 10  
Originated two years prior 34  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 32  
Revolving 585  
Total loans 661 167
Commercial Portfolio Segment [Member] | Doubtful [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Portfolio Segment [Member] | Loss [Member]    
Total loans   0
Consumer Portfolio Segment [Member]    
Originated current year 36,928  
Originated prior year 43,459  
Originated two years prior 27,649  
Originated three years prior 10,966  
Originated four years prior 5,371  
Originated years prior 33,430  
Revolving 64,887  
Total loans 222,690 198,429
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]    
Originated current year 36,055  
Originated prior year 41,784  
Originated two years prior 26,777  
Originated three years prior 10,181  
Originated four years prior 5,059  
Originated years prior 30,970  
Revolving 14,395  
Total loans 165,221 139,148
Consumer Portfolio Segment [Member] | Residential Mortgage [Member] | Performing Financial Instruments [Member]    
Originated current year 36,055  
Originated prior year 41,784  
Originated two years prior 26,777  
Originated three years prior 10,181  
Originated four years prior 5,059  
Originated years prior 30,898  
Revolving 14,395  
Total loans 165,149 139,071
Consumer Portfolio Segment [Member] | Residential Mortgage [Member] | Nonperforming Financial Instruments [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 72  
Revolving 0  
Total loans 72 77
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 12  
Originated four years prior 14  
Originated years prior 87  
Revolving 0  
Total loans 113 121
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member] | Performing Financial Instruments [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 12  
Originated four years prior 14  
Originated years prior 87  
Revolving 0  
Total loans 113 121
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member] | Nonperforming Financial Instruments [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]    
Originated current year 131  
Originated prior year 803  
Originated two years prior 227  
Originated three years prior 478  
Originated four years prior 228  
Originated years prior 2,209  
Revolving 50,492  
Total loans 54,568 56,321
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Performing Financial Instruments [Member]    
Originated current year 131  
Originated prior year 803  
Originated two years prior 227  
Originated three years prior 478  
Originated four years prior 228  
Originated years prior 2,209  
Revolving 50,492  
Total loans 54,568 56,321
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Nonperforming Financial Instruments [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]    
Originated current year 742  
Originated prior year 872  
Originated two years prior 645  
Originated three years prior 295  
Originated four years prior 70  
Originated years prior 164  
Revolving 0  
Total loans 2,788 2,839
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member] | Performing Financial Instruments [Member]    
Originated current year 742  
Originated prior year 872  
Originated two years prior 645  
Originated three years prior 295  
Originated four years prior 70  
Originated years prior 164  
Revolving 0  
Total loans 2,788 2,839
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member] | Nonperforming Financial Instruments [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member]    
Total loans 559,613 537,603
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]    
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]    
Originated current year 256  
Originated prior year 2,018  
Originated two years prior 1,143  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 1,020  
Total loans 4,437 7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]    
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]    
Originated current year 3,508  
Originated prior year 6,947  
Originated two years prior 11,123  
Originated three years prior 15,204  
Originated four years prior 160  
Originated years prior 210  
Revolving 425  
Total loans 37,577 36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]    
Originated current year 0  
Originated prior year 94  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 94 103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]    
Originated current year 5,589  
Originated prior year 10,017  
Originated two years prior 32,892  
Originated three years prior 11,124  
Originated four years prior 7,418  
Originated years prior 20,912  
Revolving 23,669  
Total loans 111,621 112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]    
Originated current year 17,418  
Originated prior year 56,831  
Originated two years prior 69,777  
Originated three years prior 51,372  
Originated four years prior 33,922  
Originated years prior 23,050  
Revolving 8,024  
Total loans 260,394 259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]    
Originated current year 24,394  
Originated prior year 54,083  
Originated two years prior 18,485  
Originated three years prior 15,921  
Originated four years prior 10,026  
Originated years prior 20,621  
Revolving 1,960  
Total loans 145,490 121,924
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Residential Developed [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0  
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Vacant and Unimproved [Member]    
Originated current year 460  
Originated prior year 4,441  
Originated two years prior 8,310  
Originated three years prior 7,042  
Originated four years prior 0  
Originated years prior 97  
Revolving 0  
Total loans 20,350  
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Commercial Development [Member]    
Originated current year 0  
Originated prior year 94  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 94  
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Residential Improved [Member]    
Originated current year 4,590  
Originated prior year 9,457  
Originated two years prior 1,410  
Originated three years prior 9,172  
Originated four years prior 255  
Originated years prior 5,336  
Revolving 394  
Total loans 30,614  
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Commercial Improved [Member]    
Originated current year 10,855  
Originated prior year 22,493  
Originated two years prior 50,283  
Originated three years prior 18,553  
Originated four years prior 14,127  
Originated years prior 17,113  
Revolving 6,894  
Total loans 140,318  
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Manufacturing and Industrial [Member]    
Originated current year 6,697  
Originated prior year 27,465  
Originated two years prior 4,621  
Originated three years prior 8,148  
Originated four years prior 4,305  
Originated years prior 3,897  
Revolving 350  
Total loans 55,483  
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Residential Developed [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Vacant and Unimproved [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Commercial Development [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Residential Improved [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Commercial Improved [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Manufacturing and Industrial [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Residential Developed [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Vacant and Unimproved [Member]    
Total loans   1,231
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Commercial Development [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Residential Improved [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Commercial Improved [Member]    
Total loans   17,802
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Manufacturing and Industrial [Member]    
Total loans   11,422
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Residential Developed [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Vacant and Unimproved [Member]    
Total loans   18,406
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Commercial Development [Member]    
Total loans   103
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Residential Improved [Member]    
Total loans   25,585
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Commercial Improved [Member]    
Total loans   83,769
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Manufacturing and Industrial [Member]    
Total loans   32,977
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Residential Developed [Member]    
Originated current year 256  
Originated prior year 2,018  
Originated two years prior 1,143  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 1,020  
Total loans 4,437 7,234
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Vacant and Unimproved [Member]    
Originated current year 1,711  
Originated prior year 2,506  
Originated two years prior 2,813  
Originated three years prior 8,162  
Originated four years prior 160  
Originated years prior 113  
Revolving 425  
Total loans 15,890 16,633
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Commercial Development [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Residential Improved [Member]    
Originated current year 999  
Originated prior year 560  
Originated two years prior 31,454  
Originated three years prior 1,952  
Originated four years prior 7,163  
Originated years prior 15,576  
Revolving 23,275  
Total loans 80,979 87,176
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Commercial Improved [Member]    
Originated current year 6,290  
Originated prior year 34,306  
Originated two years prior 19,195  
Originated three years prior 32,803  
Originated four years prior 17,600  
Originated years prior 2,802  
Revolving 1,080  
Total loans 114,076 151,641
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Manufacturing and Industrial [Member]    
Originated current year 17,524  
Originated prior year 26,618  
Originated two years prior 13,864  
Originated three years prior 7,773  
Originated four years prior 5,721  
Originated years prior 13,765  
Revolving 1,610  
Total loans 86,875 73,566
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Residential Developed [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Vacant and Unimproved [Member]    
Originated current year 1,337  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 1,337 0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Commercial Development [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Residential Improved [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 28  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 28 30
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Commercial Improved [Member]    
Originated current year 273  
Originated prior year 32  
Originated two years prior 0  
Originated three years prior 16  
Originated four years prior 2,195  
Originated years prior 3,135  
Revolving 50  
Total loans 5,701 5,762
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Manufacturing and Industrial [Member]    
Originated current year 173  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 316  
Revolving 0  
Total loans 489 1,646
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Residential Developed [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Vacant and Unimproved [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Development [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Residential Improved [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Improved [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 299  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 299 307
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Manufacturing and Industrial [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 2,643  
Revolving 0  
Total loans 2,643 2,313
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Residential Developed [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Vacant and Unimproved [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Development [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Residential Improved [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Improved [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Manufacturing and Industrial [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Residential Developed [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Unsecured to Residential Developers [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Vacant and Unimproved [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Commercial Development [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Residential Improved [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Commercial Improved [Member]    
Total loans   0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Manufacturing and Industrial [Member]    
Total loans   0
Commercial Segment [Member]    
Originated current year 123,467  
Originated prior year 235,915  
Originated two years prior 175,698  
Originated three years prior 117,775  
Originated four years prior 73,912  
Originated years prior 133,214  
Revolving 188,905  
Total loans 1,048,886 979,319
Commercial Segment [Member] | Excellent, Above Average, and Good Quality [Member]    
Originated current year 60,831  
Originated prior year 124,579  
Originated two years prior 82,221  
Originated three years prior 48,977  
Originated four years prior 32,271  
Originated years prior 66,967  
Revolving 82,677  
Total loans 498,523  
Commercial Segment [Member] | Excellent [Member]    
Total loans   15,040
Commercial Segment [Member] | Above Average [Member]    
Total loans   51,906
Commercial Segment [Member] | Good Quality [Member]    
Total loans   336,602
Commercial Segment [Member] | Acceptable Risk [Member]    
Originated current year 60,853  
Originated prior year 110,964  
Originated two years prior 93,048  
Originated three years prior 68,734  
Originated four years prior 39,362  
Originated years prior 60,121  
Revolving 102,007  
Total loans 535,089 557,237
Commercial Segment [Member] | Marginally Acceptable [Member]    
Originated current year 1,783  
Originated prior year 362  
Originated two years prior 96  
Originated three years prior 64  
Originated four years prior 2,279  
Originated years prior 3,451  
Revolving 3,636  
Total loans 11,671 15,747
Commercial Segment [Member] | Substandard [Member]    
Originated current year 0  
Originated prior year 10  
Originated two years prior 333  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 2,675  
Revolving 585  
Total loans 3,603 2,787
Commercial Segment [Member] | Doubtful [Member]    
Originated current year 0  
Originated prior year 0  
Originated two years prior 0  
Originated three years prior 0  
Originated four years prior 0  
Originated years prior 0  
Revolving 0  
Total loans $ 0 0
Commercial Segment [Member] | Loss [Member]    
Total loans   $ 0