Macatawa Bank Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Note 3 - Loans and Allowance for Credit Losses - Past Due Receivables (Details)

Note 3 - Loans and Allowance for Credit Losses - Past Due Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Total loans	$ 1,338,386	$ 1,177,748
Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	44	95
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	77
Financial Asset, Past Due [Member]
Total loans	44	172
Financial Asset, Not Past Due [Member]
Total loans	1,338,342	1,177,576
Commercial Portfolio Segment [Member]
Total loans	506,974	441,716
Commercial Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] \| Financial Asset, Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member]
Total loans	506,974	441,716
Commercial Real Estate Portfolio Segment [Member]
Total loans	585,099	537,603
Commercial Real Estate Portfolio Segment [Member] \| Residential Developed [Member]
Total loans	5,809	7,234
Commercial Real Estate Portfolio Segment [Member] \| Unsecured Financing Receivable [Member]
Total loans	800	0
Commercial Real Estate Portfolio Segment [Member] \| Vacant and Unimproved [Member]
Total loans	39,534	36,270
Commercial Real Estate Portfolio Segment [Member] \| Commercial Development [Member]
Total loans	84	103
Commercial Real Estate Portfolio Segment [Member] \| Residential Improved [Member]
Total loans	123,875	112,791
Commercial Real Estate Portfolio Segment [Member] \| Commercial Improved [Member]
Total loans	260,188	259,281
Commercial Real Estate Portfolio Segment [Member] \| Manufacturing and Industrial [Member]
Total loans	154,809	121,924
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Commercial Improved [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Commercial Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Commercial Improved [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member]
Total loans	585,099	537,532
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Residential Developed [Member]
Total loans	5,809	7,234
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	800	0
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Vacant and Unimproved [Member]
Total loans	39,534	36,270
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Commercial Development [Member]
Total loans	84	103
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Residential Improved [Member]
Total loans	123,875	112,791
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Commercial Improved [Member]
Total loans	260,188	259,210
Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Manufacturing and Industrial [Member]
Total loans	154,809	121,924
Consumer Portfolio Segment [Member]
Total loans	246,313	198,429
Consumer Portfolio Segment [Member] \| Unsecured Financing Receivable [Member]
Total loans	129	121
Consumer Portfolio Segment [Member] \| Residential Mortgage [Member]
Total loans	189,818	139,148
Consumer Portfolio Segment [Member] \| Home Equity Loan [Member]
Total loans	53,039	56,321
Consumer Portfolio Segment [Member] \| Other Financing Receivables [Member]
Total loans	3,327	2,839
Consumer Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	44	24
Consumer Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Residential Mortgage [Member]
Total loans	44	0
Consumer Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Home Equity Loan [Member]
Total loans	0	24
Consumer Portfolio Segment [Member] \| Financing Receivables 30 To 89 Days Past Due [Member] \| Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	77
Consumer Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Residential Mortgage [Member]
Total loans	0	77
Consumer Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Home Equity Loan [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] \| Financial Asset, Past Due [Member]
Total loans	44	101
Consumer Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Residential Mortgage [Member]
Total loans	44	77
Consumer Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Home Equity Loan [Member]
Total loans	0	24
Consumer Portfolio Segment [Member] \| Financial Asset, Past Due [Member] \| Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member]
Total loans	246,269	198,328
Consumer Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Unsecured Financing Receivable [Member]
Total loans	129	121
Consumer Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Residential Mortgage [Member]
Total loans	189,774	139,071
Consumer Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Home Equity Loan [Member]
Total loans	53,039	56,297
Consumer Portfolio Segment [Member] \| Financial Asset, Not Past Due [Member] \| Other Financing Receivables [Member]
Total loans	$ 3,327	$ 2,839