Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

LOANS, Past Due Loans (Details)

LOANS, Past Due Loans (Details) (USD $)	3 Months Ended	9 Months Ended
LOANS, Past Due Loans (Details) (USD $)	Mar. 31, 2015 Payment	Sep. 30, 2014	Dec. 31, 2014
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	$ 9,711,000		$ 8,292,000
Over 90 days Accruing	100,000		134,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	980,000		671,000
Greater Than 90 Days	1,504,000		2,170,000
Total Past Due	2,484,000		2,841,000
Loans Not Past Due	1,132,827,000		1,115,642,000
Total ending loans balance	1,135,311,000		1,118,483,000
Specific reserves allocated to customers with modified term loans in troubled debt restructurings	4,443,000		4,065,000
Number of consecutive payment before nonaccrual restructured loan is upgraded	6
Reduction of loans designated as TDR and impaired		5,900,000
Number of months of performance before a loan is removed from TDR	6 months
Commercial and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	6,732,000		5,605,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		54,000
Greater Than 90 Days	0		0
Total Past Due	0		54,000
Loans Not Past Due	341,530,000		327,620,000
Total ending loans balance	341,530,000		327,674,000
Commercial Real Estate [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	2,586,000		1,906,000
Over 90 days Accruing	24,000		117,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	973,000		200,000
Greater Than 90 Days	1,086,000		1,427,000
Total Past Due	2,059,000		1,627,000
Loans Not Past Due	486,013,000		488,904,000
Total ending loans balance	488,072,000		490,531,000
Residential Developed [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	213,000		245,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	12,143,000		12,771,000
Total ending loans balance	12,143,000		12,771,000
Unsecured to Residential Developers [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	7,221,000		7,496,000
Total ending loans balance	7,221,000		7,496,000
Vacant and Unimproved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	24,000		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		100,000
Greater Than 90 Days	24,000		0
Total Past Due	24,000		100,000
Loans Not Past Due	50,079,000		50,272,000
Total ending loans balance	50,103,000		50,372,000
Commercial Development [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	49,000		29,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	49,000		29,000
Total Past Due	49,000		29,000
Loans Not Past Due	1,684,000		4,053,000
Total ending loans balance	1,733,000		4,082,000
Residential Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	604,000		766,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	14,000		100,000
Greater Than 90 Days	440,000		440,000
Total Past Due	454,000		540,000
Loans Not Past Due	67,911,000		69,072,000
Total ending loans balance	68,365,000		69,612,000
Commercial Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	1,720,000		866,000
Over 90 days Accruing	0		117,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	959,000		0
Greater Than 90 Days	573,000		958,000
Total Past Due	1,532,000		958,000
Loans Not Past Due	272,268,000		268,799,000
Total ending loans balance	273,800,000		269,757,000
Manufacturing and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	74,707,000		76,441,000
Total ending loans balance	74,707,000		76,441,000
Consumer Loan [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	393,000		781,000
Over 90 days Accruing	76,000		17,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	7,000		417,000
Greater Than 90 Days	418,000		743,000
Total Past Due	425,000		1,160,000
Loans Not Past Due	305,284,000		299,118,000
Total ending loans balance	305,709,000		300,278,000
Residential Mortgage [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	64,000		305,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		338,000
Greater Than 90 Days	62,000		303,000
Total Past Due	62,000		641,000
Loans Not Past Due	198,980,000		189,608,000
Total ending loans balance	199,042,000		190,249,000
Unsecured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	37,000		40,000
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	6,000		0
Greater Than 90 Days	0		18,000
Total Past Due	6,000		18,000
Loans Not Past Due	815,000		930,000
Total ending loans balance	821,000		948,000
Home Equity [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	292,000		436,000
Over 90 days Accruing	76,000		17,000
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	1,000		79,000
Greater Than 90 Days	356,000		422,000
Total Past Due	357,000		501,000
Loans Not Past Due	95,413,000		98,386,000
Total ending loans balance	95,770,000		98,887,000
Other Secured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0		0
Over 90 days Accruing	0		0
Aging of recorded investment in past due loans by class of loans [Abstract]
30-90 Days	0		0
Greater Than 90 Days	0		0
Total Past Due	0		0
Loans Not Past Due	10,076,000		10,194,000
Total ending loans balance	$ 10,076,000		$ 10,194,000