|
OTHER BORROWED FUNDS (Details) (USD $)
|
Mar. 31, 2015
|
Dec. 31, 2014
|
|---|---|---|
| Advances from Federal Home Loan Bank [Abstract] | ||
| Advance amount | $ 96,836,000us-gaap_AdvancesFromFederalHomeLoanBanks | $ 88,107,000us-gaap_AdvancesFromFederalHomeLoanBanks |
| Residential and commercial real estate loans pledged as collateral for Federal Home Loan Bank advances | 434,103,000us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1 | 441,252,000us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1 |
| Scheduled repayments of FHLB advances [Abstract] | ||
| 2015 | 667,000us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate | |
| 2016 | 21,996,000us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate | |
| 2017 | 2,055,000us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate | |
| 2018 | 52,118,000us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate | |
| 2019 | 10,000,000us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate | |
| Thereafter | 10,000,000us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate | |
| Total | 96,836,000us-gaap_AdvancesFromFederalHomeLoanBanks | 88,107,000us-gaap_AdvancesFromFederalHomeLoanBanks |
| Federal Reserve Bank borrowings [Abstract] | ||
| Unused borrowing capacity to Federal Reserve Bank | 22,800,000us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount | 22,800,000us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount |
| Commercial and mortgage loans pledged to the Federal Reserve Bank | 25,900,000us-gaap_LoansPledgedAsCollateral | 25,900,000us-gaap_LoansPledgedAsCollateral |
| Single Maturity Fixed Rate Advances [Member] | ||
| Advances from Federal Home Loan Bank [Abstract] | ||
| Advance amount |
90,000,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_SingleMaturityFixedRateAdvancesMember |
80,000,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_SingleMaturityFixedRateAdvancesMember |
| Range of maturities, earliest | 2016 | 2016 |
| Range of maturities, last | 2020 | 2019 |
| Weighted average interest rate (in hundredths) |
1.69%us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate / us-gaap_LongtermDebtTypeAxis = mcbc_SingleMaturityFixedRateAdvancesMember |
1.69%us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate / us-gaap_LongtermDebtTypeAxis = mcbc_SingleMaturityFixedRateAdvancesMember |
| Scheduled repayments of FHLB advances [Abstract] | ||
| Total |
90,000,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_SingleMaturityFixedRateAdvancesMember |
80,000,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_SingleMaturityFixedRateAdvancesMember |
| Amortizable Mortgage Advances [Member] | ||
| Advances from Federal Home Loan Bank [Abstract] | ||
| Advance amount |
6,836,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_AmortizableMortgageAdvancesMember |
8,107,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_AmortizableMortgageAdvancesMember |
| Range of maturities, earliest | 2018 | 2018 |
| Range of maturities, last | 2018 | 2018 |
| Weighted average interest rate (in hundredths) |
3.76%us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate / us-gaap_LongtermDebtTypeAxis = mcbc_AmortizableMortgageAdvancesMember |
3.78%us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate / us-gaap_LongtermDebtTypeAxis = mcbc_AmortizableMortgageAdvancesMember |
| Scheduled repayments of FHLB advances [Abstract] | ||
| Total |
$ 6,836,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_AmortizableMortgageAdvancesMember |
$ 8,107,000us-gaap_AdvancesFromFederalHomeLoanBanks / us-gaap_LongtermDebtTypeAxis = mcbc_AmortizableMortgageAdvancesMember |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of unused borrowing capacity under the long-term financing arrangement that is available to the entity as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of the collateral pledged in support of federal home loan bank advances outstanding. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The earliest year of maturity for the advances from the Federal Home Loan Bank as of the Balance Sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The last year of maturity for the advances from the Federal Home Loan Bank as of the Balance Sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
States the weighted average interest rate applicable to the advances from the Federal Home Loan Bank outstanding as of the Balance Sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of advances from Federal Home Loan Bank (FHLBank) maturing after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Carrying amount as of the balance sheet date of loans that have been pledged as collateral for borrowings. If the secured party has the right by contract or custom to sell or re-pledge the collateral, then the debtor reclassifies that asset and report that asset in its statement of financial position separately from other assets not so encumbered. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Details
|