Annual report pursuant to Section 13 and 15(d)

QUARTERLY FINANCIAL DATA (Unaudited) (Details)

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QUARTERLY FINANCIAL DATA (Unaudited) (Details) - USD ($)
3 Months Ended 12 Months Ended
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]                      
Interest income $ 12,709,000 $ 12,427,000 $ 12,238,000 $ 12,011,000 $ 11,816,000 $ 11,674,000 $ 11,528,000 $ 11,970,000 $ 49,386,000 $ 46,988,000 $ 48,620,000
Net interest income 11,461,000 11,121,000 10,845,000 10,652,000 10,457,000 10,304,000 10,156,000 10,475,000 44,080,000 41,392,000 41,283,000
Provision for loan losses (1,750,000) (250,000) (500,000) (1,000,000) (600,000) (750,000) (1,000,000) (1,000,000) (3,500,000) (3,350,000) (4,250,000)
Net income $ 3,538,000 $ 3,201,000 $ 3,215,000 $ 2,840,000 $ 2,317,000 $ 2,762,000 $ 2,755,000 $ 2,639,000 $ 12,794,000 $ 10,473,000 $ 9,549,000
Earnings per common share, basic (in dollars per share) $ 0.10 $ 0.09 $ 0.09 $ 0.08 $ 0.07 $ 0.08 $ 0.08 $ 0.08 $ 0.38 $ 0.31 $ (0.29)
Earnings per common share, diluted (in dollars per share) $ 0.10 $ 0.09 $ 0.09 $ 0.08 $ 0.07 $ 0.08 $ 0.08 $ 0.08 $ 0.38 $ 0.31 $ (0.29)
Expense associated with legal settlement         $ 516,000