Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS, Allowance for Loans Losses by Portfolio (Details)

v3.20.2

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 15,855	$ 16,886	$ 17,200	$ 16,876
Charge-offs	(24)	(48)	(4,246)	(246)
Recoveries	227	307	1,404	965
Provision for loan losses	500	0	2,200	(450)
Ending balance	16,558	17,145	16,558	17,145
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	5,431	7,231	7,658	6,856
Charge-offs	0	0	(1,192)	0
Recoveries	22	233	124	510
Provision for loan losses	513	23	(624)	121
Ending balance	5,966	7,487	5,966	7,487
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	7,262	6,309	6,521	6,544
Charge-offs	0	0	(2,957)	(132)
Recoveries	168	51	1,159	342
Provision for loan losses	237	105	2,944	(289)
Ending balance	7,667	6,465	7,667	6,465
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	3,138	3,296	3,009	3,449
Charge-offs	(24)	(48)	(97)	(114)
Recoveries	37	23	121	113
Provision for loan losses	(242)	(105)	(124)	(282)
Ending balance	2,909	3,166	2,909	3,166
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	24	50	12	27
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	(8)	(23)	4	0
Ending balance	$ 16	$ 27	$ 16	$ 27

- Definition

Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.

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- Definition

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- Definition

Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.

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- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

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Amount of expense related to estimated loss from loan and lease transactions.

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