Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

LOANS, Troubled Debt Restructurings (Details)

LOANS, Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020 USD ($) Loan Payment	Sep. 30, 2019 Loan	Sep. 30, 2020 USD ($) Loan Payment Note	Sep. 30, 2019 USD ($) Loan	Jun. 30, 2020 USD ($)	Dec. 31, 2019 USD ($) Loan
LOANS [Abstract]
Specific reserves allocated to customers with modified term loans in troubled debt restructurings	$ 1,016		$ 1,016			$ 1,624
Number of consecutive payments before nonaccrual restructured loan is upgraded \| Payment	6		6
Number of months of performance before a loan is removed from TDR			6 months
Troubled debt restructurings [Abstract]
Number of loans \| Loan	82		82			91
Outstanding recorded balance	$ 9,334		$ 9,334			$ 13,707
Accruing troubled debt restructurings [Abstract]
Accruing TDR - nonaccrual at restructuring	0		0			0
Accruing TDR - accruing at restructuring	6,884		6,884			8,295
Accruing TDR - upgraded to accruing after six consecutive payments	2,353		2,353			5,314
Total	$ 9,237		$ 9,237			$ 13,609
Troubled debt restructurings executed during current period [Abstract]
Number of loans \| Loan	0	0	2	1
Pre-TDR balance			$ 30	$ 24
Writedown upon TDR			$ 0	$ 0
Aggregate number of loan modifications made by other than troubled debt restructurings \| Loan	726		726
Aggregate amount of loan modifications made by other than troubled debt restructurings, aggregate principal balances	$ 337,200		$ 337,200
Number of short-term loan modifications \| Loan	26		26
Amount of short-term loan modifications	$ 79,900		$ 79,900		$ 297,300
Commercial Loans [Member] \| A-B Note Structure [Member]
Troubled debt restructured loans [Abstract]
Number of notes into which original note is separated in modification \| Note			2
Commercial and Industrial [Member]
Troubled debt restructurings [Abstract]
Number of loans \| Loan	7		7			7
Outstanding recorded balance	$ 2,803		$ 2,803			$ 5,797
Troubled debt restructurings executed during current period [Abstract]
Number of loans \| Loan			0	0
Pre-TDR balance			$ 0	$ 0
Writedown upon TDR			$ 0	$ 0
Commercial Real Estate [Member]
Troubled debt restructurings [Abstract]
Number of loans \| Loan	13		13			15
Outstanding recorded balance	$ 2,175		$ 2,175			$ 2,770
Troubled debt restructurings executed during current period [Abstract]
Number of loans \| Loan			0	0
Pre-TDR balance			$ 0	$ 0
Writedown upon TDR			$ 0	$ 0
Consumer [Member]
Troubled debt restructurings [Abstract]
Number of loans \| Loan	62		62			69
Outstanding recorded balance	$ 4,356		$ 4,356			$ 5,140
Troubled debt restructurings executed during current period [Abstract]
Number of loans \| Loan			2	1
Pre-TDR balance			$ 30	$ 24
Writedown upon TDR			$ 0	$ 0