Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS, Allowance for Loans Losses by Portfolio (Details)

v3.22.1

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 15,889	$ 17,408
Charge-offs	(35)	(50)
Recoveries	262	94
Provision for loan losses	(1,500)	0
Ending balance	14,616	17,452
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	5,176	6,632
Charge-offs	0	0
Recoveries	5	20
Provision for loan losses	148	(851)
Ending balance	5,329	5,801
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	8,051	7,999
Charge-offs	0	0
Recoveries	233	39
Provision for loan losses	(1,213)	860
Ending balance	7,071	8,898
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	2,633	2,758
Charge-offs	(35)	(50)
Recoveries	24	35
Provision for loan losses	(469)	(25)
Ending balance	2,153	2,718
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	29	19
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	34	16
Ending balance	$ 63	$ 35

- Definition

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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