Quarterly report pursuant to Section 13 or 15(d)

SHAREHOLDERS' EQUITY (Details)

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SHAREHOLDERS' EQUITY (Details) (USD $)
3 Months Ended
Mar. 31, 2013
Category
Dec. 31, 2012
SHAREHOLDERS' EQUITY [Abstract]    
Number of classification of prompt corrective action regulations 5  
Summary of actual capital levels and minimum required levels [Abstract]    
Trust preferred securities that qualified as Tier one risk based capital $ 38,900,000 $ 37,700,000
Retained deficit (88,862,000) (91,335,000)
Consolidated [Member]
   
Summary of actual capital levels and minimum required levels [Abstract]    
Total capital (to risk weighted assets), actual amount 172,361,000 168,929,000
Total capital (to risk weighted assets), actual ratio (in hundredths) 15.40% 15.00%
Tier 1 capital (to risk weighted assets), actual amount 155,640,000 150,857,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths) 13.90% 13.40%
Tier 1 capital (to average assets), actual amount 155,640,000 150,857,000
Tier 1 capital (to average assets), actual ratio (in hundredths) 10.50% 10.40%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 89,830,000 90,244,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths) 8.00% 8.00%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 45,122,000 45,122,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount 59,599,000 58,312,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Bank [Member]
   
Summary of actual capital levels and minimum required levels [Abstract]    
Total capital (to risk weighted assets), actual amount 168,273,000 164,214,000
Total capital (to risk weighted assets), actual ratio (in hundredths) 15.00% 14.50%
Tier 1 capital (to risk weighted assets), actual amount 154,091,000 149,960,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths) 13.70% 13.30%
Tier 1 capital (to average assets), actual amount 154,091,000 149,960,000
Tier 1 capital (to average assets), actual ratio (in hundredths) 10.40% 10.30%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 89,889,000 90,299,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths) 8.00% 8.00%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 44,944,000 45,150,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount 59,564,000 58,371,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount 112,361,000 112,874,000
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 10.00% 10.00%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount 67,417,000 67,724,000
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 6.00% 6.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount 74,454,000 72,964,000
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 5.00% 5.00%
Tier 1 capital (to average assets) minimum required under MOU/consent order, amount 119,127,000 116,742,000
Tier 1 capital (to average assets) minimum required under MOU/consent order, ratio (in hundredths) 8.00% 8.00%
Retained deficit $ 6,400,000