Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

LOANS, Allowance for Loans Losses (Details)

LOANS, Allowance for Loans Losses (Details) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	$ 3,994	$ 3,870
Collectively evaluated for impairment	16,389	16,928
Total ending allowance balance	20,383	20,798	23,487	23,739
Loans [Abstract]
Individually reviewed for impairment	71,190	68,923
Collectively evaluated for impairment	958,921	973,454
Total ending loans balance	1,030,111	1,042,377
Commercial and Industrial [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	2,134	1,981
Collectively evaluated for impairment	3,953	4,193
Total ending allowance balance	6,087	6,174	5,980	6,459
Loans [Abstract]
Individually reviewed for impairment	15,173	13,155
Collectively evaluated for impairment	256,751	260,944
Total ending loans balance	271,924	274,099
Commercial Real Estate [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	987	1,008
Collectively evaluated for impairment	9,385	9,860
Total ending allowance balance	10,372	10,868	13,358	13,457
Loans [Abstract]
Individually reviewed for impairment	41,645	41,285
Collectively evaluated for impairment	421,552	431,055
Total ending loans balance	463,197	472,340
Consumer [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	873	881
Collectively evaluated for impairment	3,002	2,822
Total ending allowance balance	3,875	3,703	4,102	3,787
Loans [Abstract]
Individually reviewed for impairment	14,372	14,483
Collectively evaluated for impairment	280,618	281,455
Total ending loans balance	294,990	295,938
Unallocated [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	49	53
Total ending allowance balance	49	53	47	36
Loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References + Details