Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

LOANS, Impaired Loans (Details)

LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
With no related allowance recorded [Abstract]
Unpaid principal balance	$ 544		$ 544		$ 1,287
Recorded investment	544		544		1,287
With an allowance recorded [Abstract]
Unpaid principal balance	3,709		3,709		6,239
Recorded investment	3,709		3,709		6,239
Total [Abstract]
Unpaid principal balance	4,253		4,253		7,526
Recorded investment	4,253		4,253		7,526
Allowance allocated	296		296		565
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	460		460		669
Recorded investment	460		460		669
With an allowance recorded [Abstract]
Unpaid principal balance	369		369		2,706
Recorded investment	369		369		2,706
Total [Abstract]
Allowance allocated	59		59		303
Impaired loans [Abstract]
Average of impaired loans	2,284	$ 1,916	3,232	$ 3,251
Interest income recognized during impairment	26	9	165	143
Cash-basis interest income recognized	27	8	158	134
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	84		84		618
Recorded investment	84		84		618
With an allowance recorded [Abstract]
Unpaid principal balance	500		500		509
Recorded investment	500		500		509
Total [Abstract]
Allowance allocated	21		21		24
Impaired loans [Abstract]
Interest income recognized during impairment	18	35	28	66
Cash-basis interest income recognized	21	35	34	66
Commercial Real Estate [Member] \| Residential Developed [Member]
Impaired loans [Abstract]
Average of impaired loans	0	0	0	22
Commercial Real Estate [Member] \| Residential Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	38		38		41
Recorded investment	38		38		41
Impaired loans [Abstract]
Average of impaired loans	39	33	39	60
Commercial Real Estate [Member] \| Commercial Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	46		46		577
Recorded investment	46		46		577
With an allowance recorded [Abstract]
Unpaid principal balance	314		314		318
Recorded investment	314		314		318
Total [Abstract]
Allowance allocated	10		10		14
Impaired loans [Abstract]
Average of impaired loans	362	2,170	453	2,190
Commercial Real Estate [Member] \| Manufacturing and Industrial [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	186		186		191
Recorded investment	186		186		191
Total [Abstract]
Allowance allocated	11		11		10
Impaired loans [Abstract]
Average of impaired loans	187	197	188	198
Consumer [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	2,840		2,840		3,024
Recorded investment	2,840		2,840		3,024
Total [Abstract]
Allowance allocated	216		216		238
Impaired loans [Abstract]
Average of impaired loans	2,793	3,619	2,824	3,780
Interest income recognized during impairment	55	31	81	69
Cash-basis interest income recognized	56	$ 32	82	$ 68
Consumer [Member] \| Residential Mortgage [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	2,519		2,519		2,726
Recorded investment	2,519		2,519		2,726
Total [Abstract]
Allowance allocated	192		192		214
Consumer [Member] \| Unsecured [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	32		32		64
Recorded investment	32		32		64
Total [Abstract]
Allowance allocated	2		2		5
Consumer [Member] \| Home Equity [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	289		289		234
Recorded investment	289		289		234
Total [Abstract]
Allowance allocated	$ 22		$ 22		$ 19