Quarterly report pursuant to Section 13 or 15(d)

SHAREHOLDERS' EQUITY (Details)

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SHAREHOLDERS' EQUITY (Details) (USD $)
 6 Months Ended
Jun. 30, 2013
Category
Dec. 31, 2012
SHAREHOLDERS' EQUITY [Abstract]    
Number of classification of prompt corrective action regulations 5  
Summary of actual capital levels and minimum required levels [Abstract]    
Trust preferred securities that qualified as Tier one risk based capital $ 40,000,000 $ 37,700,000
Retained earnings (86,258,000) (91,335,000)
Consolidated [Member]
    
Summary of actual capital levels and minimum required levels [Abstract]    
Total capital (to risk weighted assets), actual amount 175,009,000 168,929,000
Total capital (to risk weighted assets), actual ratio (in hundredths) 16.10% 15.00%
Tier 1 capital (to risk weighted assets), actual amount 159,945,000 150,857,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths) 14.70% 13.40%
Tier 1 capital (to average assets), actual amount 159,945,000 150,857,000
Tier 1 capital (to average assets), actual ratio (in hundredths) 10.90% 10.40%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 86,832,000 90,244,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths) 8.00% 8.00%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 43,416,000 45,122,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount 58,959,000 58,312,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Bank [Member]
    
Summary of actual capital levels and minimum required levels [Abstract]    
Total capital (to risk weighted assets), actual amount 171,579,000 164,214,000
Total capital (to risk weighted assets), actual ratio (in hundredths) 15.80% 14.50%
Tier 1 capital (to risk weighted assets), actual amount 157,896,000 149,960,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths) 14.50% 13.30%
Tier 1 capital (to average assets), actual amount 157,896,000 149,960,000
Tier 1 capital (to average assets), actual ratio (in hundredths) 10.70% 10.30%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 86,884,000 90,299,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths) 8.00% 8.00%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount 43,442,000 45,150,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount 58,923,000 58,371,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths) 4.00% 4.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount 108,605,000 112,874,000
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 10.00% 10.00%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount 65,163,000 67,724,000
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 6.00% 6.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount 73,654,000 72,964,000
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths) 5.00% 5.00%
Tier 1 capital (to average assets) minimum required under MOU/consent order, amount   116,742,000 [1]
Tier 1 capital (to average assets) minimum required under MOU/consent order, ratio (in hundredths)   8.00% [1]
Retained earnings $ 9,400,000  
[1] The MOU is applicable only to the December 31, 2012 information presented in these columns.