Quarterly report pursuant to Section 13 or 15(d)

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)

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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)
 9 Months Ended
Sep. 30, 2012
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]  
Number of full service branch offices 26
Tier 1 leverage capital ratio (in hundredths) 8.00%
Period to submit a written capital plan (in days) 60 days
Amount of outstanding subordinated debt upon which quarterly interest payment was approved by FRB $ 1,650,000
Period for annualized historical loss experience used for commercial loans (in months) 18 months
Period for historical loss experience applied to residential mortgage and consumer loan portfolios (in months) 12 months
Threshold for commercial and commercial real estate loans evaluated for impairment $ 500,000
Minimum internal risk grading of commercial and commercial real estate loans evaluated for impairment 6
Percentage of more likely than not tax position that would be sustained in a tax examination (in hundredths) 50.00%