Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS, Allowance for Loans Losses by Portfolio (Details)

v3.21.2

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 16,806	$ 15,855	$ 17,408	$ 17,200
Charge-offs	(22)	(24)	(102)	(4,246)
Recoveries	298	227	526	1,404
Provision for loan losses	(550)	500	(1,300)	2,200
Ending balance	16,532	16,558	16,532	16,558
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	5,206	5,431	6,632	7,658
Charge-offs	0	0	0	(1,192)
Recoveries	265	22	320	124
Provision for loan losses	(259)	513	(1,740)	(624)
Ending balance	5,212	5,966	5,212	5,966
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	8,740	7,262	7,999	6,521
Charge-offs	0	0	0	(2,957)
Recoveries	11	168	122	1,159
Provision for loan losses	(250)	237	380	2,944
Ending balance	8,501	7,667	8,501	7,667
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	2,856	3,138	2,758	3,009
Charge-offs	(22)	(24)	(102)	(97)
Recoveries	22	37	84	121
Provision for loan losses	(68)	(242)	48	(124)
Ending balance	2,788	2,909	2,788	2,909
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	4	24	19	12
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	27	(8)	12	4
Ending balance	$ 31	$ 16	$ 31	$ 16

- Definition

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount of increase in allowance for credit loss on financing receivable from recovery.

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