Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

LOANS, Credit Quality Indicators (Details)

LOANS, Credit Quality Indicators (Details) $ in Thousands	9 Months Ended
LOANS, Credit Quality Indicators (Details) $ in Thousands	Sep. 30, 2021 USD ($) Grade	Dec. 31, 2020 USD ($)
Risk grade category of commercial loans by class of loans [Abstract]
Number point grading system used for loan quality \| Grade	8
Total loans	$ 1,136,613	$ 1,429,331
Commercial Loans [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 961,593	1,217,583
Internal risk grade category of loans considered substandard, doubtful or loss \| Grade	6
Commercial Loans [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 92,615	244,079
Commercial Loans [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	32,443	24,697
Commercial Loans [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	233,354	234,980
Commercial Loans [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	588,557	681,060
Commercial Loans [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	13,358	27,017
Commercial Loans [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	934	5,313
Commercial Loans [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	332	437
Commercial Loans [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	434,383	665,410
Commercial and Industrial [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	92,615	244,079
Commercial and Industrial [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	13,376	14,896
Commercial and Industrial [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	94,433	111,611
Commercial and Industrial [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	230,163	276,728
Commercial and Industrial [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,862	13,957
Commercial and Industrial [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	934	4,139
Commercial and Industrial [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	527,210	552,173
Commercial Real Estate [Member] \| Residential Developed [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,184	8,549
Commercial Real Estate [Member] \| Residential Developed [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,184	8,549
Commercial Real Estate [Member] \| Residential Developed [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	19	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	19
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	36,616	47,122
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,791	3,473
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	9,028	9,427
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	25,797	32,751
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	1,471
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	403	857
Commercial Real Estate [Member] \| Commercial Development [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	220	302
Commercial Real Estate [Member] \| Commercial Development [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	183	555
Commercial Real Estate [Member] \| Commercial Development [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	100,608	114,392
Commercial Real Estate [Member] \| Residential Improved [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	22,774	23,706
Commercial Real Estate [Member] \| Residential Improved [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	77,705	90,372
Commercial Real Estate [Member] \| Residential Improved [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	124	227
Commercial Real Estate [Member] \| Residential Improved [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5	87
Commercial Real Estate [Member] \| Residential Improved [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	267,910	266,006
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	13,713	6,328
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	64,208	58,483
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	182,085	192,030
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	7,577	7,641
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	1,174
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	327	350
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	115,470	115,247
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,563	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	42,672	31,451
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	66,440	80,075
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,795	3,721
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	$ 0