Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS, Allowance for Loans Losses by Portfolio (Details)

v3.22.2.2

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 14,631	$ 16,806	$ 15,889	$ 17,408
Charge-offs	(46)	(22)	(141)	(102)
Recoveries	236	298	573	526
Provision for loan losses	0	(550)	(1,500)	(1,300)
Ending balance	14,821	16,532	14,821	16,532
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	5,256	5,206	5,176	6,632
Charge-offs	0	0	(38)	0
Recoveries	175	265	185	320
Provision for loan losses	179	(259)	287	(1,740)
Ending balance	5,610	5,212	5,610	5,212
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	7,022	8,740	8,051	7,999
Charge-offs	0	0	0	0
Recoveries	5	11	276	122
Provision for loan losses	(147)	(250)	(1,447)	380
Ending balance	6,880	8,501	6,880	8,501
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	2,316	2,856	2,633	2,758
Charge-offs	(46)	(22)	(103)	(102)
Recoveries	56	22	112	84
Provision for loan losses	(14)	(68)	(330)	48
Ending balance	2,312	2,788	2,312	2,788
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	37	4	29	19
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	(18)	27	(10)	12
Ending balance	$ 19	$ 31	$ 19	$ 31

- Definition

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount of increase in allowance for credit loss on financing receivable from recovery.

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