Macatawa Bank Corporation Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

LOANS, Impaired Loans (Details)

LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
With no related allowance recorded [Abstract]
Unpaid principal balance	$ 1,550		$ 1,550		$ 1,287
Recorded investment	1,550		1,550		1,287
With an allowance recorded [Abstract]
Unpaid principal balance	3,783		3,783		6,239
Recorded investment	3,783		3,783		6,239
Total [Abstract]
Unpaid principal balance	5,333		5,333		7,526
Recorded investment	5,333		5,333		7,526
Allowance allocated	294		294		565
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,476		1,476		669
Recorded investment	1,476		1,476		669
With an allowance recorded [Abstract]
Unpaid principal balance	347		347		2,706
Recorded investment	347		347		2,706
Total [Abstract]
Allowance allocated	54		54		303
Impaired loans [Abstract]
Average of impaired loans	1,277	$ 749	2,580	$ 2,417
Interest income recognized during impairment	30	40	300	336
Cash-basis interest income recognized	22	37	313	356
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	74		74		618
Recorded investment	74		74		618
With an allowance recorded [Abstract]
Unpaid principal balance	494		494		509
Recorded investment	494		494		509
Total [Abstract]
Allowance allocated	17		17		24
Impaired loans [Abstract]
Interest income recognized during impairment	9	22	31	88
Cash-basis interest income recognized	9	22	31	88
Commercial Real Estate [Member] \| Residential Developed [Member]
Impaired loans [Abstract]
Average of impaired loans	0	0	0	15
Commercial Real Estate [Member] \| Residential Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	32		32		41
Recorded investment	32		32		41
Impaired loans [Abstract]
Average of impaired loans	52	18	44	46
Commercial Real Estate [Member] \| Commercial Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	42		42		577
Recorded investment	42		42		577
With an allowance recorded [Abstract]
Unpaid principal balance	311		311		318
Recorded investment	311		311		318
Total [Abstract]
Allowance allocated	6		6		14
Impaired loans [Abstract]
Average of impaired loans	356	1,349	420	1,909
Commercial Real Estate [Member] \| Manufacturing and Industrial [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	183		183		191
Recorded investment	183		183		191
Total [Abstract]
Allowance allocated	11		11		10
Impaired loans [Abstract]
Average of impaired loans	184	195	187	197
Consumer [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0		0
Recorded investment	0		0		0
With an allowance recorded [Abstract]
Unpaid principal balance	2,942		2,942		3,024
Recorded investment	2,942		2,942		3,024
Total [Abstract]
Allowance allocated	223		223		238
Impaired loans [Abstract]
Average of impaired loans	3,005	3,362	2,884	3,641
Interest income recognized during impairment	32	28	86	97
Cash-basis interest income recognized	34	$ 30	60	$ 98
Consumer [Member] \| Residential Mortgage [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	2,686		2,686		2,726
Recorded investment	2,686		2,686		2,726
Total [Abstract]
Allowance allocated	204		204		214
Consumer [Member] \| Unsecured [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	31		31		64
Recorded investment	31		31		64
Total [Abstract]
Allowance allocated	2		2		5
Consumer [Member] \| Home Equity [Member]
With an allowance recorded [Abstract]
Unpaid principal balance	225		225		234
Recorded investment	225		225		234
Total [Abstract]
Allowance allocated	$ 17		$ 17		$ 19