Annual report pursuant to Section 13 and 15(d)

RELATED PARTY TRANSACTIONS (Tables)

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RELATED PARTY TRANSACTIONS (Tables)
12 Months Ended
Dec. 31, 2012
RELATED PARTY TRANSACTIONS [Abstract]  
Loans to principal officers, directors, and their affiliates
Loans to principal officers, directors, and their affiliates were as follows (dollars in thousands).

   
2012
   
2011
 
             
Beginning balance
  $ 1,370     $ 868  
New loans and renewals
    10,222       3,937  
Repayments and renewals
    (5,947 )     (3,535 )
Effect of changes in related parties
    ---       100  
Ending balance
  $ 5,645     $ 1,370