Macatawa Bank Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

LOANS (Details)

LOANS (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Portfolio loans [Abstract]
Total loans	$ 1,052,348	$ 1,070,975
Allowance for loan losses	(23,739)	(31,641)
Net loans	1,028,609	1,039,334
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	264,690	227,051
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	497,969	568,267
Commercial Real Estate [Member] \| Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	26,090	33,829
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	557	5,937
Commercial Real Estate [Member] \| Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	56,525	66,046
Commercial Real Estate [Member] \| Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	1,799	4,586
Commercial Real Estate [Member] \| Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	75,813	82,337
Commercial Real Estate [Member] \| Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	255,738	304,070
Commercial Real Estate [Member] \| Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	81,447	71,462
Consumer [Member]
Portfolio loans [Abstract]
Total loans	289,689	275,657
Consumer [Member] \| Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	182,625	156,891
Consumer [Member] \| Unsecured [Member]
Portfolio loans [Abstract]
Total loans	1,683	1,952
Consumer [Member] \| Home Equity [Member]
Portfolio loans [Abstract]
Total loans	92,764	101,074
Consumer [Member] \| Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 12,617	$ 15,740

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References + Details

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References + Details