Annual report pursuant to Section 13 and 15(d)

SHAREHOLDERS' EQUITY (Details)

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SHAREHOLDERS' EQUITY (Details) (USD $)
 0 Months Ended 12 Months Ended 12 Months Ended 12 Months Ended
Jun. 30, 2011
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2009
Jun. 29, 2011
Jun. 07, 2011
Dec. 31, 2012
Unsecured Subordinated Debt, Due 2017 [Member]
Dec. 31, 2009
Unsecured Subordinated Debt, Due 2017 [Member]
Dec. 31, 2012
Subordinated Note, Due 2018 [Member]
Jun. 29, 2011
Subordinated Note, Due 2018 [Member]
Dec. 31, 2012
Series A Preferred Stock [Member]
Dec. 31, 2008
Series A Preferred Stock [Member]
Dec. 31, 2012
Series B Preferred Stock [Member]
Dec. 31, 2009
Series B Preferred Stock [Member]
Dec. 31, 2012
Consolidated [Member]
Dec. 31, 2011
Consolidated [Member]
Dec. 31, 2012
Bank [Member]
Dec. 31, 2011
Bank [Member]
SHAREHOLDERS' EQUITY [Abstract]                                    
Number of classification of prompt corrective action regulations   5                                
Summary of actual capital levels and minimum required levels [Abstract]                                    
Total capital (to risk weighted assets), actual amount                             $ 168,929,000 $ 149,905,000 $ 164,214,000 $ 142,059,000
Total capital (to risk weighted assets), actual ratio (in hundredths)                             15.00% 13.20% 14.50% 12.50%
Tier 1 capital (to risk weighted assets), actual amount                             150,857,000 125,028,000 149,960,000 127,576,000
Tier 1 capital (to risk weighted assets), actual ratio (in hundredths)                             13.40% 11.00% 13.30% 11.20%
Tier 1 capital (to average assets), actual amount                             150,857,000 125,028,000 149,960,000 127,576,000
Tier 1 capital (to average assets), actual ratio (in hundredths)   8.00%                         10.40% 8.30% 10.30% 8.40%
Total capital (to risk weighted assets), minimum required for capital adequacy purposes, amount   37,700,000 31,300,000                       90,244,000 91,201,000 90,299,000 91,193,000
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths)                             8.00% 8.00% 8.00% 8.00%
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, amount                             45,122,000 45,601,000 45,150,000 45,596,000
Tier 1 capital (to risk weighted assets), minimum required for capital adequacy purposes, ratio (in hundredths)                             4.00% 4.00% 4.00% 4.00%
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, amount                             58,312,000 60,598,000 58,371,000 60,528,000
Tier 1 capital (to average assets), minimum required for capital adequacy purposes, ratio (in hundredths)                             4.00% 4.00% 4.00% 4.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount                                 112,874,000 113,991,000
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths)                                 10.00% 10.00%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount                                 67,724,000 68,394,000
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths)                                 6.00% 6.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount                                 72,964,000 75,660,000
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio (in hundredths)                                 5.00% 5.00%
Total capital (to risk weighted assets), minimum required under MOU/consent order, amount                                   125,390,000 [1]
Total capital (To risk weighted assets) minimum required under MOU/consent order, ratio (in hundredths)                                   11.00% [1]
Tier 1 capital (to average assets) minimum required under MOU/consent order, amount                                 116,742,000 [1] 121,056,000 [1]
Tier 1 capital (to average assets) minimum required under MOU/consent order, ratio (in hundredths)                                 8.00% [1] 8.00% [1]
Trust preferred securities that qualified as Tier one risk based capital                                 37,700,000 31,300,000
Retained deficit   (91,335,000) (126,825,000)                           3,600,000  
Convertible Preferred Stock [Abstract]                                    
Stock issued in private offerings (in shares)                       31,290   2,600        
Preferred stock coupon rate (in hundredths)                       12.00%   9.00%        
Preferred stock, liquidation value (in dollars per share)                       $ 1,000   $ 1,000        
Aggregate liquidation preference                       31,300,000   2,600,000        
Proceeds from issuance of Convertible Preferred Stock                       30,600,000   2,600,000        
Stock issuance costs                       686,000   40,000        
Preferred stock conversion rate (in shares)                   491,830 111.73   166.67          
Preferred stock conversion price (in dollars per share)                     $ 8.95   $ 6          
Closing price of common stock that will cause mandatory conversion of preferred stock (in hundredths)                     130.00%   120.00%          
Applicable trading days to common stock closing price rate                     20 days   20 days          
Applicable consecutive trading day period to common stock closing price rate                     30 days   30 days          
Consecutive quarters of full dividend payments before conversion                     4   4          
Common stock equivalent of Series A and Series B preferred stock   3,900,000                                
Subordinated Notes [Abstract]                                    
Proceeds from issuance of debt   41,238,000           1,650,000 1,000,000                  
Interest Rate (in hundredths)             11.00%   2.00%                  
Debt instrument due date             2017   2018                  
Debt redeemable period             3 years                      
Issuance date   Apr. 21, 2011                                
Debt instrument maturity date                 Apr. 30, 2018                  
Number of shares issued upon conversion (in shares)                   491,830 111.73   166.67          
Common Stock [Abstract]                                    
Common stock shares, issued (in shares)       538,386 4,456,186 4,456,186                        
Average price of common stock shares issued (in dollars per share) $ 3.06       $ 2.30 $ 2.3                        
Proceeds from issuance of common stock 20,300,000 0 19,319,000 1,700,000                            
Amount contributed to bank 10,000,000                                  
Warrant issued [Abstract]                                    
Warrant issued to purchase common stock (in shares)       1,478,811                            
Exercise price of warrants (in dollars per share)       $ 9                            
Fair value of warrants issued       $ 806,000                            
Warrants per common stock (in dollars per share)       $ 0.54                            
Warrants issued during period, expiration period       5 years                            
[1] The MOU is applicable to the December 31, 2012 information presented in these columns and the Consent Order is applicable to the December 31, 2011 information presented in these columns.