Annual report pursuant to Section 13 and 15(d)

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)

v2.4.0.6
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]    
Number of full service branch offices 26  
Tier 1 leverage capital ratio per (MOU) (in hundredths) 8.00%  
Cash Flow Reporting [Abstract]    
Maturity days of short term securities included in cash and cash equivalent 90 days  
Securities [Abstract]    
OTTI charges $ 0 $ 0
Federal Home Loan Bank (FHLB) Stock [Abstract]    
FHLB stock impaired 0 0
Loans Held-for-sale [Abstract]    
Net unrealized gain on loans held for sale 195,000 21,000
Loans [Abstract]    
Delinquent period after which interest income is discontinued on mortgage and commercial loans 90 days  
Past due period to charge off consumer loans 120 days  
Allowance for Loan Losses [Abstract]    
Period for annualized historical loss experience used for commercial loans 18 months  
Period of historical loss experience applied to residential mortgage and consumer loan portfolios 12 months  
Threshold for commercial and commercial real estate loans evaluated for impairment 500,000  
Minimum internal risk grading of commercial and commercial real estate loans evaluated for impairment 6  
Goodwill and Acquired Intangible Assets [Abstract]    
Goodwill 0 0
Mortgage Banking Derivatives [Abstract]    
Net fair value of mortgage banking derivatives 15,000 69,000
Income Taxes [Abstract]    
Percentage of more likely than not tax position that would be sustained in a tax examination (in hundredths) 50.00%  
Restrictions on Cash [Abstract]    
Cash on hand or on deposit with the Federal Reserve Bank 4,534,000 3,543,000
Stock Splits and Dividends [Abstract]    
Stock dividends, excess of threshold (in hundredths) 20.00%  
Stock dividend threshold or less (in hundredths) 20.00%  
Segment Reporting [Abstract]    
Number of operating segments 1  
Core Deposits [Member]
   
Finite-Lived Intangible Assets [Line Items]    
Intangible assets   $ 64,000
Minimum [Member]
   
Finite-Lived Intangible Assets [Line Items]    
Estimated useful life of intangible assets 10 years  
Maximum [Member]
   
Finite-Lived Intangible Assets [Line Items]    
Estimated useful life of intangible assets 16 years  
Building and Related Components [Member] | Minimum [Member]
   
Property, Plant and Equipment [Line Items]    
Useful Life 5 years  
Building and Related Components [Member] | Maximum [Member]
   
Property, Plant and Equipment [Line Items]    
Useful Life 40 years  
Fixture and Equipment [Member] | Minimum [Member]
   
Property, Plant and Equipment [Line Items]    
Useful Life 3 years  
Fixture and Equipment [Member] | Maximum [Member]
   
Property, Plant and Equipment [Line Items]    
Useful Life 15 years  
Commercial Real Estate [Member]
   
Concentration Risk [Line Items]    
Concentration of credit risk (in hundredths) 47.00%  
Commercial and Industrial [Member]
   
Concentration Risk [Line Items]    
Concentration of credit risk (in hundredths) 25.00%  
Residential Real Estate and Consumer Loans [Member]
   
Concentration Risk [Line Items]    
Concentration of credit risk (in hundredths) 28.00%