Annual report pursuant to Section 13 and 15(d)

CONTINGENCIES

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CONTINGENCIES
12 Months Ended
Dec. 31, 2021
CONTINGENCIES [Abstract]  
CONTINGENCIES
NOTE 18 – CONTINGENCIES
 
The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business.  As of December 31, 2021, there were no material pending legal proceedings to which we or any of our subsidiaries are a party or which any of our properties are the subject.