Macatawa Bank Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

LOANS, Credit Quality Indicators (Details)

LOANS, Credit Quality Indicators (Details) $ in Thousands	12 Months Ended
LOANS, Credit Quality Indicators (Details) $ in Thousands	Dec. 31, 2021 USD ($) Grade	Dec. 31, 2020 USD ($)
Risk grade category of commercial loans by class of loans [Abstract]
Number point grading system used for loan quality \| Grade	8
Total loans	$ 1,108,993	$ 1,429,331
Commercial Loans [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	936,358	1,217,583
Commercial Loans [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	56,979	244,079
Commercial Loans [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	36,178	24,697
Commercial Loans [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	261,958	234,980
Commercial Loans [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	564,306	681,060
Commercial Loans [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	13,300	27,017
Commercial Loans [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 3,632	5,313
Internal risk grade category of loans considered substandard, doubtful or loss \| Grade	6
Commercial Loans [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 5	437
Internal risk grade category of loans considered substandard, doubtful or loss \| Grade	7
Commercial Loans [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	0
Internal risk grade category of loans considered substandard, doubtful or loss \| Grade	8
Commercial and Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 420,257	665,410
Commercial and Industrial [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	56,979	244,079
Commercial and Industrial [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	19,300	14,896
Commercial and Industrial [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	110,877	111,611
Commercial and Industrial [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	227,087	276,728
Commercial and Industrial [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,700	13,957
Commercial and Industrial [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,314	4,139
Commercial and Industrial [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	516,101	552,173
Commercial Real Estate [Member] \| Residential Developed [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,862	8,549
Commercial Real Estate [Member] \| Residential Developed [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,862	8,549
Commercial Real Estate [Member] \| Residential Developed [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Developed [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5,000	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5,000
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Unsecured to Residential Developers [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	36,240	47,122
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	1,763	3,473
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	13,492	9,427
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	20,985	32,751
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	1,471
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Vacant and Unimproved [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	171	857
Commercial Real Estate [Member] \| Commercial Development [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	171	302
Commercial Real Estate [Member] \| Commercial Development [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	555
Commercial Real Estate [Member] \| Commercial Development [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Development [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	100,077	114,392
Commercial Real Estate [Member] \| Residential Improved [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	24,450	23,706
Commercial Real Estate [Member] \| Residential Improved [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	75,503	90,372
Commercial Real Estate [Member] \| Residential Improved [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	119	227
Commercial Real Estate [Member] \| Residential Improved [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Residential Improved [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	5	87
Commercial Real Estate [Member] \| Residential Improved [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	259,039	266,006
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,115	6,328
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	71,211	58,483
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	165,268	192,030
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	7,127	7,641
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	318	1,174
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	350
Commercial Real Estate [Member] \| Commercial Improved [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	110,712	115,247
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	41,757	31,451
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	65,601	80,075
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,354	3,721
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] \| Manufacturing & Industrial [Member] \| Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	$ 0