Annual report pursuant to Section 13 and 15(d)

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)

v3.22.0.1
COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)
12 Months Ended
Dec. 31, 2021
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]  
Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk
A summary of the contractual amounts of financial instruments with off-balance-sheet risk was as follows at year-end (dollars in thousands):

   
2021
   
2020
 
Commitments to extend credit
 
$
128,648
   
$
88,022
 
Letters of credit
   
10,141
     
11,751
 
Unused lines of credit
   
677,902
     
596,298