Annual report pursuant to Section 13 and 15(d)

DEPOSITS (Details)

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DEPOSITS (Details) - USD ($)
Dec. 31, 2021
Dec. 31, 2020
Summary of deposit [Abstract]    
Noninterest-bearing demand $ 886,115,000 $ 809,437,000
Interest bearing demand 736,573,000 642,918,000
Savings and money market accounts 865,528,000 742,685,000
Certificates of deposit 89,742,000 103,547,000
Total deposits 2,577,958,000 2,298,587,000
Maturities distribution of time deposits [Abstract]    
2022 72,748,000  
2023 9,225,000  
2024 6,630,000  
2025 682,000  
2026 399,000  
Thereafter 58,000  
Total certificate of deposit 89,742,000  
FDIC insurance limit on deposit accounts 250,000 250,000
Time deposits that exceeded FDIC insurance limit $ 28,200,000 $ 28,800,000