Annual report pursuant to Section 13 and 15(d)

PREMISES AND EQUIPMENT - NET (Tables)

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PREMISES AND EQUIPMENT - NET (Tables)
12 Months Ended
Dec. 31, 2021
PREMISES AND EQUIPMENT - NET [Abstract]  
Premises and Equipment
Year-end premises and equipment were as follows (dollars in thousands):

   
2021
   
2020
 
Land
 
$
15,861
   
$
15,861
 
Building
   
44,701
     
44,685
 
Leasehold improvements
   
253
     
263
 
Furniture and equipment
   
21,732
     
21,483
 
Construction in progress
   
     
16
 
     
82,547
     
82,308
 
Less accumulated depreciation
   
(40,774
)
   
(39,054
)
   
$
41,773
   
$
43,254