Annual report pursuant to Section 13 and 15(d)

COMMITMENTS AND OFF-BALANCE-SHEET RISK (Tables)

v2.4.0.8
COMMITMENTS AND OFF-BALANCE-SHEET RISK (Tables)
12 Months Ended
Dec. 31, 2013
COMMITMENTS AND OFF-BALANCE-SHEET RISK [Abstract]  
Summary of contractual amounts of financial instruments with off-balance-sheet risk
A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at year-end (dollars in thousands):
 
 
 
2013
   
2012
 
Commitments to make loans
 
$
87,513
   
$
75,319
 
Letters of credit
   
10,774
     
8,200
 
Unused lines of credit
   
313,232
     
276,620