Annual report pursuant to Section 13 and 15(d)

QUARTERLY FINANCIAL DATA (Unaudited) (Details)

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QUARTERLY FINANCIAL DATA (Unaudited) (Details) (USD $)
 3 Months Ended 12 Months Ended
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]                      
Interest Income $ 11,961,000 $ 11,919,000 $ 12,307,000 $ 12,433,000 $ 13,009,000 $ 16,269,000 $ 13,900,000 $ 14,099,000 $ 48,620,000 $ 57,276,000 $ 60,779,000
Net Interest Income 10,212,000 10,124,000 10,464,000 10,483,000 10,968,000 13,892,000 11,322,000 11,281,000 41,283,000 47,462,000 46,299,000
Provision for Loan Losses (1,000,000) (1,500,000) (1,000,000) (750,000) (500,000) (1,250,000) (1,750,000) (3,600,000) (4,250,000) (7,100,000) (4,700,000)
Net Income 2,234,000 2,238,000 2,603,000 2,473,000 21,234,000 6,585,000 3,186,000 4,485,000 9,549,000 35,490,000 5,829,000
Basic (Loss) Earnings Per Common Share (in dollars per share) $ (0.56) $ 0.08 $ 0.10 $ 0.09 $ 0.78 $ 0.24 $ 0.12 $ 0.17 $ (0.29) $ 1.31 $ 0.26
Diluted (Loss) Earnings Per Common Share (in dollars per share) $ (0.56) $ 0.08 $ 0.10 $ 0.09 $ 0.78 $ 0.24 $ 0.12 $ 0.17 $ (0.29) $ 1.31 $ 0.26
Provision for loan losses expensed       4,400,000              
Collection of prepayment penalty impacted interest income   2,800,000                  
Deferred tax asset valuation allowance, increased $ 18,900,000               $ 0 $ 18,858,000 $ 0