Annual report pursuant to Section 13 and 15(d)

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)

v2.4.1.9
COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)
12 Months Ended
Dec. 31, 2014
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]  
Summary of Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk
A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at year-end (dollars in thousands):
 
   
2014
   
2013
 
Commitments to make loans
 
$
81,274
   
$
87,513
 
Letters of credit
   
11,862
     
10,774
 
Unused lines of credit
   
389,099
     
313,232