Macatawa Bank Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Cover
- Document and Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
Notes Tables
Notes Details

LOANS, Allowance for Loans Losses by Portfolio (Details)

v2.4.1.9

LOANS, Allowance for Loans Losses by Portfolio (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 20,798	$ 23,739	$ 31,641
Charge-offs	(676)	(2,204)	(7,496)
Recoveries	2,190	3,513	6,694
Provision for loan losses	(3,350)	(4,250)	(7,100)
Ending balance	18,962	20,798	23,739
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,174	6,459	6,313
Charge-offs	(43)	(317)	(1,245)
Recoveries	522	1,134	547
Provision for loan losses	(480)	(1,102)	844
Ending balance	6,173	6,174	6,459
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	10,868	13,457	20,475
Charge-offs	(134)	(1,065)	(3,206)
Recoveries	1,481	2,141	5,840
Provision for loan losses	(3,525)	(3,665)	(9,652)
Ending balance	8,690	10,868	13,457
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	3,703	3,787	4,821
Charge-offs	(499)	(822)	(3,045)
Recoveries	187	238	307
Provision for loan losses	655	500	1,704
Ending balance	4,046	3,703	3,787
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	53	36	32
Charge-offs	0	0	0
Recoveries	0	0	0
Provision for loan losses	0	17	4
Ending balance	$ 53	$ 53	$ 36

- Definition

A valuation allowance for financing receivables that are expected to be uncollectible.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 11B

-Subparagraph (c)(1)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524

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- Definition

Amount of recovery of financing receivables doubtful of collection that were previously charged off.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 11B

-Subparagraph (c)(4)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524

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- Definition

Amount of direct write-downs of financing receivables charged against the allowance.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 11B

-Subparagraph (c)(3)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524

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- Definition

Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 11

-Article 9

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 225

-Section S99

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