Macatawa Bank Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

SECURITIES (Details)

SECURITIES (Details) (USD $)	12 Months Ended
SECURITIES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Available for Sale [Abstract]
Amortized Cost	$ 161,781,000	$ 142,667,000
Gross Unrealized Gains	926,000	519,000
Gross Unrealized Losses	(833,000)	(3,527,000)
Fair Value	161,874,000us-gaap_AvailableForSaleSecurities	139,659,000us-gaap_AvailableForSaleSecurities
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	51,415,000	98,058,000
12 Months or More, Fair Value	54,855,000	1,846,000
Total, Fair Value	106,270,000	99,904,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	(341,000)	(3,446,000)
12 Months or More, Unrealized Losses	(713,000)	(97,000)
Total, Unrealized Loss	(1,054,000)	(3,543,000)
Available-for-Sale Securities, Amortized Cost [Abstract]
Due in one year or less	4,280,000
Due from one to five years	96,108,000
Due from five to ten years	37,532,000
Due after ten years	22,361,000
Total	160,281,000
Available-for-Sale Securities, Fair Value [Abstract]
Due in one year or less	4,295,000
Due from one to five years	96,112,000
Due from five to ten years	37,580,000
Due after ten years	22,385,000
Total	160,372,000
Proceeds from sale of available-for-sale securities	10,936,000	5,241,000	4,595,000
Gain on sales of securities	75,000	120,000	73,000
Reclassifications of net gains (net of tax)	49,000	78,000	47,000
Held to Maturity [Abstract]
Amortized Cost	31,585,000us-gaap_HeldToMaturitySecurities	19,248,000us-gaap_HeldToMaturitySecurities
Fair Value	31,428,000	19,278,000
Held-to-Maturity Securities, Amortized Cost [Abstract]
Due in one year or less	19,075,000
Due from one to five years	640,000
Due from five to ten years	11,610,000
Due after ten years	260,000
Amortized Cost	31,585,000us-gaap_HeldToMaturitySecurities	19,248,000us-gaap_HeldToMaturitySecurities
Held-to-Maturity Securities, Fair Value [Abstract]
Due in one year or less	19,044,000
Due from one to five years	638,000
Due from five to ten years	11,492,000
Due after ten years	254,000
Fair Value	31,428,000	19,278,000
Securities pledged as security for public deposits, letters of credit and for other purposes required or permitted by law	1,000,000	1,000,000
Tax-Exempt State and Municipal Bonds [Member]
Held to Maturity [Abstract]
Amortized Cost	31,585,000	19,248,000
Gross Unrealized Gains	64,000	46,000
Gross Unrealized Losses	(221,000)	(16,000)
Fair Value	31,428,000	19,278,000
Held-to-Maturity Securities, Amortized Cost [Abstract]
Amortized Cost	31,585,000	19,248,000
Held-to-Maturity Securities, Fair Value [Abstract]
Fair Value	31,428,000	19,278,000
U.S. Treasury and Federal Agency Securities [Member]
Available for Sale [Abstract]
Amortized Cost	67,612,000	55,701,000
Gross Unrealized Gains	53,000	92,000
Gross Unrealized Losses	(501,000)	(1,354,000)
Fair Value	67,164,000	54,439,000
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	16,426,000	43,212,000
12 Months or More, Fair Value	35,350,000	0
Total, Fair Value	51,776,000	43,212,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	(45,000)	(1,354,000)
12 Months or More, Unrealized Losses	(456,000)	0
Total, Unrealized Loss	(501,000)	(1,354,000)
U.S. Agency MBS and CMOs [Member]
Available for Sale [Abstract]
Amortized Cost	16,692,000	20,029,000
Gross Unrealized Gains	67,000	9,000
Gross Unrealized Losses	(71,000)	(673,000)
Fair Value	16,688,000	19,365,000
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	0	18,494,000
12 Months or More, Fair Value	9,732,000	0
Total, Fair Value	9,732,000	18,494,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	0	(673,000)
12 Months or More, Unrealized Losses	(71,000)	0
Total, Unrealized Loss	(71,000)	(673,000)
Tax-Exempt State and Municipal Bonds [Member]
Available for Sale [Abstract]
Amortized Cost	37,203,000	27,920,000
Gross Unrealized Gains	419,000	47,000
Gross Unrealized Losses	(161,000)	(1,118,000)
Fair Value	37,461,000	26,849,000
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	26,820,000	21,359,000
12 Months or More, Fair Value	4,545,000	831,000
Total, Fair Value	31,365,000	22,190,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	(264,000)	(1,066,000)
12 Months or More, Unrealized Losses	(118,000)	(68,000)
Total, Unrealized Loss	(382,000)	(1,134,000)
Taxable State and Municipal Bonds [Member]
Available for Sale [Abstract]
Amortized Cost	25,012,000	26,306,000
Gross Unrealized Gains	351,000	307,000
Gross Unrealized Losses	(70,000)	(285,000)
Fair Value	25,293,000	26,328,000
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	3,982,000	9,599,000
12 Months or More, Fair Value	3,240,000	1,015,000
Total, Fair Value	7,222,000	10,614,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	(19,000)	(256,000)
12 Months or More, Unrealized Losses	(51,000)	(29,000)
Total, Unrealized Loss	(70,000)	(285,000)
Corporate Bonds and Other Debt Securities [Member]
Available for Sale [Abstract]
Amortized Cost	13,762,000	11,211,000
Gross Unrealized Gains	34,000	64,000
Gross Unrealized Losses	(30,000)	(63,000)
Fair Value	13,766,000	11,212,000
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	4,187,000	3,928,000
12 Months or More, Fair Value	1,988,000	0
Total, Fair Value	6,175,000	3,928,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	(13,000)	(63,000)
12 Months or More, Unrealized Losses	(17,000)	0
Total, Unrealized Loss	(30,000)	(63,000)
Other Equity Securities [Member]
Available for Sale [Abstract]
Amortized Cost	1,500,000	1,500,000
Gross Unrealized Gains	2,000	0
Gross Unrealized Losses	0	(34,000)
Fair Value	1,502,000	1,466,000
Securities in continuous unrealized losses position, Fair value [Abstract]
Less than 12 Months, Fair Value	0	1,466,000
12 Months or More, Fair Value	0	0
Total, Fair Value	0	1,466,000
Securities in continuous unrealized loss position, Aggregate losses [Abstract]
Less than 12 Months, Unrealized Losses	0	(34,000)
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Loss	$ 0	$ (34,000)