COMMITMENTS AND OFF BALANCE-SHEET RISK (Details) (USD $)
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12 Months Ended | |
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Dec. 31, 2014
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Dec. 31, 2013
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Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract] | ||
Notional amount of commitments to fund mortgage loans to be sold into the secondary market | $ 14,200,000us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability | $ 14,700,000us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability |
Commitments to make loans at fixed rates (in hundredths) | 33.00%mcbc_CommitmentsToMakeLoansAtFixedRates | |
Expiration period of commitment to make variable rate loan | 30 days | |
Commitments to Make Loans [Member] | ||
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract] | ||
Contractual amounts of financial instruments with off-balance-sheet risk |
81,274,000us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure / us-gaap_FinancialInstrumentAxis = us-gaap_CommitmentsToExtendCreditMember |
87,513,000us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure / us-gaap_FinancialInstrumentAxis = us-gaap_CommitmentsToExtendCreditMember |
Letters of Credit [Member] | ||
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract] | ||
Contractual amounts of financial instruments with off-balance-sheet risk |
11,862,000us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure / us-gaap_FinancialInstrumentAxis = us-gaap_LetterOfCreditMember |
10,774,000us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure / us-gaap_FinancialInstrumentAxis = us-gaap_LetterOfCreditMember |
Unused Lines of Credit [Member] | ||
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract] | ||
Contractual amounts of financial instruments with off-balance-sheet risk |
$ 389,099,000us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure / us-gaap_FinancialInstrumentAxis = us-gaap_UnusedLinesOfCreditMember |
$ 313,232,000us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure / us-gaap_FinancialInstrumentAxis = us-gaap_UnusedLinesOfCreditMember |
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- Definition
Commitments to make loans at fixed rates and offer at current market rates. No definition available.
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- Definition
Commitments to make loans was at variable rates tied to prime and generally expire within 30 days. No definition available.
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- Definition
Maximum amount of loss due to credit risk that, based on the gross fair value of the financial instrument, the entity would incur if parties to the financial instruments that make up the concentration failed completely to perform according to the terms of the contracts and the collateral or other security, if any, for the amount due proved to be of no value to the entity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The face amount of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. No definition available.
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