LOANS (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2014
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Dec. 31, 2013
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Portfolio loans [Abstract] | ||
Total loans | $ 1,118,483us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome | $ 1,042,377us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome |
Allowance for loan losses | (18,962)us-gaap_LoansAndLeasesReceivableAllowance | (20,798)us-gaap_LoansAndLeasesReceivableAllowance |
Net loans | 1,099,521us-gaap_LoansAndLeasesReceivableNetReportedAmount | 1,021,579us-gaap_LoansAndLeasesReceivableNetReportedAmount |
Commercial and Industrial [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
327,674us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateConstructionFinancingReceivableMember |
274,099us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateConstructionFinancingReceivableMember |
Commercial Real Estate [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
490,531us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
472,340us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
Residential Developed [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
12,771us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
18,130us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
Unsecured to Residential Developers [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
7,496us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateUnsecuredToResidentialDevelopersReceivableMember |
7,315us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateUnsecuredToResidentialDevelopersReceivableMember |
Vacant and Unimproved [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
50,372us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateVacantAndUnimprovedReceivableMember |
42,988us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateVacantAndUnimprovedReceivableMember |
Commercial Development [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
4,082us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateCommercialDevelopmentFinancingReceivableMember |
2,434us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateCommercialDevelopmentFinancingReceivableMember |
Residential Improved [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
69,612us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateResidentialImprovedFinancingReceivableMember |
76,294us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateResidentialImprovedFinancingReceivableMember |
Commercial Improved [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
269,757us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateCommercialImprovedFinancingReceivableMember |
247,195us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateCommercialImprovedFinancingReceivableMember |
Manufacturing and Industrial [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
76,441us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateManufacturingAndIndustrialFinancingReceivableMember |
77,984us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = mcbc_CommercialRealEstateManufacturingAndIndustrialFinancingReceivableMember |
Consumer [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
300,278us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |
295,938us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |
Residential Mortgage [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
190,249us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgageReceivablesMember |
188,648us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgageReceivablesMember |
Unsecured [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
948us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_UnsecuredDebtMember |
1,337us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_UnsecuredDebtMember |
Home Equity [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
98,887us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
95,961us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
Other Secured [Member] | ||
Portfolio loans [Abstract] | ||
Total loans |
$ 10,194us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerOtherFinancingReceivableMember |
$ 9,992us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerOtherFinancingReceivableMember |
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- Definition
Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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