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FEDERAL INCOME TAXES (Details) (USD $)
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12 Months Ended | ||
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Dec. 31, 2014
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Dec. 31, 2013
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Dec. 31, 2012
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| Income tax expense (benefit) [Abstract] | |||
| Current | $ 1,724,000us-gaap_CurrentIncomeTaxExpenseBenefit | $ 120,000us-gaap_CurrentIncomeTaxExpenseBenefit | $ 275,000us-gaap_CurrentIncomeTaxExpenseBenefit |
| Deferred | 2,849,000us-gaap_DeferredIncomeTaxExpenseBenefit | 4,150,000us-gaap_DeferredIncomeTaxExpenseBenefit | 0us-gaap_DeferredIncomeTaxExpenseBenefit |
| Valuation allowance - change in estimate | 0us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount | 0us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount | (18,858,000)us-gaap_ValuationAllowanceDeferredTaxAssetChangeInAmount |
| Income tax expense (benefit) | 4,573,000us-gaap_IncomeTaxExpenseBenefit | 4,270,000us-gaap_IncomeTaxExpenseBenefit | (18,583,000)us-gaap_IncomeTaxExpenseBenefit |
| Difference between financial statement tax expense (benefit) and amount computed by applying statutory federal tax rate to pretax income [Abstract] | |||
| Statutory rate (in hundredths) | 35.00%us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 35.00%us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 35.00%us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate |
| Statutory rate applied to income before taxes | 5,266,000us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | 4,837,000us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | 5,917,000us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate |
| Add (deduct) [Abstract] | |||
| Change in valuation allowance | 0us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | 0us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | (24,026,000)us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance |
| Tax-exempt interest income | (391,000)us-gaap_IncomeTaxReconciliationTaxExemptIncome | (244,000)us-gaap_IncomeTaxReconciliationTaxExemptIncome | (103,000)us-gaap_IncomeTaxReconciliationTaxExemptIncome |
| Bank-owned life insurance | (237,000)us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance | (250,000)us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance | (297,000)us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance |
| Other, net | (65,000)us-gaap_IncomeTaxReconciliationOtherReconcilingItems | (73,000)us-gaap_IncomeTaxReconciliationOtherReconcilingItems | (74,000)us-gaap_IncomeTaxReconciliationOtherReconcilingItems |
| Income tax expense (benefit) | 4,573,000us-gaap_IncomeTaxExpenseBenefit | 4,270,000us-gaap_IncomeTaxExpenseBenefit | (18,583,000)us-gaap_IncomeTaxExpenseBenefit |
| Valuation allowance on deferred tax assets | 0us-gaap_DeferredTaxAssetsValuationAllowance | 0us-gaap_DeferredTaxAssetsValuationAllowance | 0us-gaap_DeferredTaxAssetsValuationAllowance |
| Deferred tax assets [Abstract] | |||
| Allowance for loan losses | 6,637,000us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses | 7,279,000us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses | |
| Nonaccrual loan interest | 935,000us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves | 782,000us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves | |
| Valuation allowance on other real estate owned | 5,190,000mcbc_DeferredTaxAssetsValuationAllowanceOnOtherRealEstateOwned | 5,847,000mcbc_DeferredTaxAssetsValuationAllowanceOnOtherRealEstateOwned | |
| Net operating loss carryforward | 0us-gaap_DeferredTaxAssetsOperatingLossCarryforwards | 1,743,000us-gaap_DeferredTaxAssetsOperatingLossCarryforwards | |
| Unrealized loss on securities available for sale | 0us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross | 1,053,000us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross | |
| Other | 1,896,000us-gaap_DeferredTaxAssetsOther | 1,808,000us-gaap_DeferredTaxAssetsOther | |
| Gross deferred tax assets | 14,658,000us-gaap_DeferredTaxAssetsGross | 18,512,000us-gaap_DeferredTaxAssetsGross | |
| Valuation allowance | 0us-gaap_DeferredTaxAssetsValuationAllowance | 0us-gaap_DeferredTaxAssetsValuationAllowance | 0us-gaap_DeferredTaxAssetsValuationAllowance |
| Total net deferred tax assets | 14,658,000us-gaap_DeferredTaxAssetsNet | 18,512,000us-gaap_DeferredTaxAssetsNet | |
| Deferred tax liabilities [Abstract] | |||
| Depreciation | (1,908,000)us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment | (1,620,000)us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment | |
| Unrealized gain on securities available for sale | (33,000)us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome | 0us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome | |
| Prepaid expenses | (21,000)us-gaap_DeferredTaxLiabilitiesPrepaidExpenses | (308,000)us-gaap_DeferredTaxLiabilitiesPrepaidExpenses | |
| Other | (431,000)us-gaap_DeferredTaxLiabilitiesOther | (384,000)us-gaap_DeferredTaxLiabilitiesOther | |
| Gross deferred tax liabilities | (2,393,000)us-gaap_DeferredTaxLiabilities | (2,312,000)us-gaap_DeferredTaxLiabilities | |
| Net deferred tax asset | 12,265,000us-gaap_DeferredTaxAssetsLiabilitiesNet | 16,200,000us-gaap_DeferredTaxAssetsLiabilitiesNet | |
| Unrecognized tax benefits | $ 0us-gaap_UnrecognizedTaxBenefits | $ 0us-gaap_UnrecognizedTaxBenefits | |
| Period when unrecognized tax benefits is not expected to significantly increase or decrease | 12 months | ||
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- Definition
The sum of the portions of deferred tax assets relating to other real estate owned as of the balance sheet date for which, based on the weight of available evidence, it is more likely than not will not be realized through future reductions of tax-based income. No definition available.
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- Details
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- Definition
Represents period within which entity not expected total amount of unrecognized tax benefits to significantly increase or decrease. No definition available.
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- Details
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- Details
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- Definition
Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from loss reserves other than estimated credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on available-for-sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of deferred tax liability attributable to taxable temporary differences net of deferred tax asset attributable to deductible temporary differences and carryforwards after valuation allowances. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains in other comprehensive income. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses. No definition available.
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- Definition
Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Percentage of domestic federal statutory tax rate applicable to pretax income (loss). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Details
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- Definition
Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible life insurance expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax exempt income, equity in earnings (loss) of an unconsolidated subsidiary, minority noncontrolling interest income (loss), tax holiday, disposition of a business, disposition of an asset, repatriation of foreign earnings, repatriation of foreign earnings jobs creation act of 2004, increase (decrease) in enacted tax rate, prior year income taxes, increase (decrease) in deferred tax asset valuation allowance, and other adjustments. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of unrecognized tax benefits pertaining to uncertain tax positions taken in tax returns. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of increase (decrease) in the valuation allowance for a specified deferred tax asset. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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