LOANS, Troubled Debt Restructuring (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | |||
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Dec. 31, 2014
Loan
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Dec. 31, 2013
Loan
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Dec. 31, 2012
Loan
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Dec. 31, 2011
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Troubled debt restructurings [Abstract] | ||||
Number of Loans | 226mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd | 271mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd | ||
Outstanding Recorded Balance | $ 53,397us-gaap_FinancingReceivableModificationsRecordedInvestment | $ 68,092us-gaap_FinancingReceivableModificationsRecordedInvestment | ||
Accruing troubled debt restructurings [Abstract] | ||||
Accruing TDR - nonaccrual at restructuring | 0mcbc_FinancingReceivableModificationsNonaccrualAtRestructuring | 0mcbc_FinancingReceivableModificationsNonaccrualAtRestructuring | 1,135mcbc_FinancingReceivableModificationsNonaccrualAtRestructuring | 605mcbc_FinancingReceivableModificationsNonaccrualAtRestructuring |
Accruing TDR - accruing at restructuring | 46,197mcbc_FinancingReceivableModificationsAccruingAtRestructuring | 57,790mcbc_FinancingReceivableModificationsAccruingAtRestructuring | 61,545mcbc_FinancingReceivableModificationsAccruingAtRestructuring | 51,532mcbc_FinancingReceivableModificationsAccruingAtRestructuring |
Accruing TDR - upgraded to accruing after six consecutive payments | 0mcbc_FinancingReceivableModificationsUpgradedToAccruing | 0mcbc_FinancingReceivableModificationsUpgradedToAccruing | 2,344mcbc_FinancingReceivableModificationsUpgradedToAccruing | 3,542mcbc_FinancingReceivableModificationsUpgradedToAccruing |
Total | 46,197mcbc_FinancingReceivableModificationsTotalAccruingTroubledDebtRestructurings | 57,790mcbc_FinancingReceivableModificationsTotalAccruingTroubledDebtRestructurings | 65,024mcbc_FinancingReceivableModificationsTotalAccruingTroubledDebtRestructurings | 55,679mcbc_FinancingReceivableModificationsTotalAccruingTroubledDebtRestructurings |
Troubled debt restructurings executed during current period [Abstract] | ||||
Number of loans | 51us-gaap_FinancingReceivableModificationsNumberOfContracts2 | 54us-gaap_FinancingReceivableModificationsNumberOfContracts2 | 78us-gaap_FinancingReceivableModificationsNumberOfContracts2 | |
Pre-Modification Outstanding Recorded Balance | 5,828us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 | 11,216us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 | 18,393us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 | |
Principal Write-down Upon Modification | 0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown | 0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown | 602us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown | |
Commercial and Industrial [Member] | ||||
Troubled debt restructurings [Abstract] | ||||
Number of Loans |
36mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
43mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
||
Outstanding Recorded Balance |
9,085us-gaap_FinancingReceivableModificationsRecordedInvestment / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
7,787us-gaap_FinancingReceivableModificationsRecordedInvestment / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
||
Troubled debt restructurings executed during current period [Abstract] | ||||
Number of loans |
1us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
5us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
16us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
|
Pre-Modification Outstanding Recorded Balance |
61us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
1,085us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
1,462us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
|
Principal Write-down Upon Modification |
0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
9us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
|
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract] | ||||
Number of Loans |
0us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
0us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
3us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
|
Outstanding Recorded Balance |
0us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
0us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
112us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialPortfolioSegmentMember |
|
Commercial Real Estate [Member] | ||||
Troubled debt restructurings [Abstract] | ||||
Number of Loans |
84mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
122mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
||
Outstanding Recorded Balance |
29,817us-gaap_FinancingReceivableModificationsRecordedInvestment / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
45,774us-gaap_FinancingReceivableModificationsRecordedInvestment / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
||
Troubled debt restructurings executed during current period [Abstract] | ||||
Number of loans |
11us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
13us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
52us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
|
Pre-Modification Outstanding Recorded Balance |
4,345us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
4,298us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
15,413us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
|
Principal Write-down Upon Modification |
0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
332us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
|
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract] | ||||
Number of Loans |
1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
2us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
|
Outstanding Recorded Balance |
131us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
1,350us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
225us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_CommercialRealEstatePortfolioSegmentMember |
|
Consumer [Member] | ||||
Troubled debt restructurings [Abstract] | ||||
Number of Loans |
106mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
106mcbc_FinancingReceivableModificationsNumberOfContractsCumulativePeriodEnd / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
||
Outstanding Recorded Balance |
14,495us-gaap_FinancingReceivableModificationsRecordedInvestment / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
14,531us-gaap_FinancingReceivableModificationsRecordedInvestment / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
||
Troubled debt restructurings executed during current period [Abstract] | ||||
Number of loans |
39us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
36us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
10us-gaap_FinancingReceivableModificationsNumberOfContracts2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
|
Pre-Modification Outstanding Recorded Balance |
1,422us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
5,833us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
1,518us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
|
Principal Write-down Upon Modification |
0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
0us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
261us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
|
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract] | ||||
Number of Loans |
0us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
0us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
2us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
|
Outstanding Recorded Balance |
$ 0us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
$ 0us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
$ 184us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 / us-gaap_FinancingReceivableTroubledDebtRestructuringAxis = us-gaap_ConsumerPortfolioSegmentMember |
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Recorded investment in financing receivables that are accruing at the time of restructuring. No definition available.
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Recorded investment in financing receivables that are on nonaccrual status as of the restructuring date. No definition available.
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Number of financing receivables that have been modified by troubled debt restructurings cumulative at period end. No definition available.
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- Definition
The amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving consecutive monthly payments. No definition available.
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Recorded investment in financing receivables that are upgraded to accruing status after consecutive payments. No definition available.
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- Definition
Number of financing receivables that have been modified by troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Pre-modification amount of investment in financing receivables modified by troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Reflects the amount of the write-down related to a troubled debt restructuring. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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